Have you been automatically deducted from China Merchants Bank’s credit card？ 50 cents insurance to sell 10 yuan, China Merchants Bank relies on this illegal product to earn 1 billion yuan a year.

How hard is the bank credit card to harvest users? Ordinary users may not imagine.

Recently, a friend told Kai Jiajun that he suddenly found a "value-added service fee" in the credit card bill of China Merchants Bank, which automatically deducted 10 yuan every month and 120 yuan for one year. He didn’t remember ordering this business at all, so he called China Merchants Bank to complain. The customer service told him how to cancel the business very quickly, but also clearly told him that the fees paid before would not be refunded.

This friend thinks that China Merchants Bank’s credit card automatically deducts the fee from the user’s credit card without the user’s knowledge. If it is discovered, it will only be cancelled without giving a refund, which is completely the overlord clause of harvesting credit card customers.

What is the truth of the matter?

0 yuan will automatically deduct the fee in the first month without notifying the user.

Kai Jiajun searched and found that the so-called "value-added service" of China Merchants Bank has been complained by a large number of credit card users. The plot is basically the same: the user’s credit card is automatically charged to 5 yuan or 10 yuan every month under the name of "value-added service fee". Most users said that they had never ordered the service, and they had not received any information about the fee deduction, only to find that they were charged this fee when they looked at the bill.

On February 5, 2021, Mr. Dong complained on Sina Black Cat that he suddenly found an unknown deduction when repaying the credit card of China Merchants Bank. After checking the details, it was "Value-added service usage fee-card security premium edition". Mr. Dong said that he had not opened this service.

Not only that, Mr. Dong also found that,After deducting 10 yuan’s monthly fee, China Merchants Bank Credit Card did not push the deduction notice on WeChat.(Usually, the main user WeChat binds the bank card, and will receive the notice of the consumption amount when spending). That is to say,If China Merchants Bank credit card holders don’t check the bill details themselves, they can’t find this "secret" charge at all.

Mr. Dong was so angry that he immediately cancelled the so-called "card security" service. He questioned, "If I hadn’t found something unusual during the repayment operation, the amount involved would be more than a one-time fee. And such a thing must be unknown to me. Everyone who has a credit card of China Merchants Bank (600036) opens the service without the consent of the user. How much black money will it generate? "

Another CMB credit card user A complained that,He checked the credit card bill and found that China Merchants Bank would charge a value-added service fee from 10 yuan on the 1st of each month.After asking the customer service, I learned that this service was opened in November 2018, and the fee was deducted in December, and it was charged for 19 months!The solution given by customer service is to turn off the function, and the previous fee will not be refunded.

There is another user who is even more unlucky.He found that his credit card was automatically charged for up to 4 years, and for one month, 5 yuan’s "value-added service fee" was overdue, and he was charged overdue liquidated damages and cyclic interest by China Merchants Bank!

In addition to the monthly fee deduction, there are also some users’ feedback. They have received telephone sales from China Merchants Bank and were forcibly deducted for one year without agreeing to accept the "value-added service".

For example, User B complained that he received a sales call from a customer of China Merchants Bank, and hung up after listening to it without understanding it. Unexpectedly, he received a short message soon, and China Merchants Bank ordered the value-added service of "repayment peace of mind guarantee" for him. On the 1st, he began to deduct the fee from 120 yuan, and the fee will be automatically renewed when it expires.

　"Insurance" costs 50 cents and is sold to the user 10 yuan.

Kaijia Finance found that this value-added service of China Merchants Bank’s credit card forced deduction is called the "treasure chest" value-added service of China Merchants Bank. According to the official introduction of China Merchants Bank, it includes two service packages: "card security guarantee" and "repayment peace of mind guarantee".

The main contents of these two service packages are:

Card security service package includes transaction reminder; Loss reporting fee reduction; 500,000 stolen brush protection; Certificate loss protection, etc.The fee is a monthly 10 yuan, which is automatically renewed.. In order to attract users, 0 yuan experience discount was given in the first month.

Repayment peace of mind service package includes: repayment due reminder; Free of liquidated damages (full repayment within 5 days after the final repayment date); Exemption from repayment of 100,000 yuan in case of personal accident (exemption from repayment for serious illness/accident, including COVID-19’s death responsibility); Health services (green service for critical illness, telephone doctor service), etc.

The charge is also a monthly 10 yuan, which is automatically renewed.. In order to attract users, 0 yuan experience discount was given in the first month.

It is worth noting that among the various services mentioned above, there are actually only two core services: 500,000 stolen brush protection and 100,000 accidental repayment exemption, which are actually two insurance products that China Merchants Bank cooperates with insurance companies. 500,000 stolen brush insurance is provided for the bank card stolen brush insurance of China Merchants Bank Credit Card and Taiping Property Insurance Shanghai Branch; The accidental repayment exemption of 100,000 yuan is the borrower’s accident insurance for the cooperation between China Merchants Bank Credit Card and Taiping Property Insurance Shanghai Branch.

In a word, the 10 yuan value-added service fee charged by China Merchants Bank’s credit card is actually an insurance product.

How is the value-added service package of China Merchants Bank Credit Card sold?

According to an introduction obtained by Kaijia Finance,In 2019, Taiping Property Insurance-China Merchants Bank Credit Card Treasure Box added 6.47 million users, and by October 2020, the number of users reached 10 million. Calculated by 10 yuan per capita per month, the annual income of China Merchants Bank Credit Card easily exceeds 1 billion yuan only by virtue of this service package.

According to the semi-annual report of China Merchants Bank in 2021, the number of credit cards in circulation of China Merchants Bank is 101 million, and the number of circulating households is 67.7152 million.This means that on average, one out of every 6.7 CMB credit card users subscribes to the above-mentioned value-added service package.From a large number of online complaints, a considerable number of users do not know that they have been quietly charged the monthly "insurance premium" of 10 yuan by China Merchants Bank.

An introduction material obtained by Kaijia Finance shows that the treasure chest project of China Merchants Bank and Taiping Property Insurance Shanghai Branch can be called a profiteering project of "sitting on the ground to collect money".In 2019, Taiping Property Insurance Shanghai Branch received a premium of about 32 million yuan through China Merchants Bank’s treasure chest project; In 2020, Taiping Insurance received a premium of about 50 million yuan.

It is worth noting that the above materials show that the payout ratio of bank card theft insurance and cardholder personal accident insurance provided by Taiping Property Insurance for China Merchants Bank is less than 10%. In terms of specific types of insurance, in 2019, the personal accident insurance provided by Taiping Property Insurance for China Merchants Bank was as low as 0.77% in payout ratio. If this data is true, it means that there is basically no claim for this insurance.

Is this the user group that all insurance companies dream of? The question is, payout ratio is so horribly low, is the accident rate of customers really low or are customers simply unaware that they have this insurance?

Of course, from the perspective of insurance cost, China Merchants Bank is the biggest beneficiary of this value-added service. Kaijia Finance has noticed that the purchase cost of the treasure chest project provided by Taiping Property Insurance to China Merchants Bank is as low as that of 0.5 yuan. That is to say, the value-added service sold by China Merchants Bank to credit card holder 10 yuan costs only 50 cents, and China Merchants Bank’s credit card can get a gross profit of up to 95% without any compensation risk.

China Merchants Bank deserves to be the "king of retail", and the means to earn money from credit card users are so clever.

Insurance products are suspected of multiple violations.

Kaijia Finance consulted an insurance industry insider about this insurance product that China Merchants Bank cooperated with Taiping Property Insurance. The other party said that from the current materials, this product has at least three violations.

First, both insurance products are suspected of breaking the reporting terms and rates.

For example, the card security of China Merchants Bank’s credit card should correspond to the bank card theft insurance products of Taiping Property Insurance, and be extended to the liability for loss of contract documents through the special form of policy. In practice, Taiping P&C doesn’t charge 0.5 yuan’s fixed premium per person, regardless of the cardholder’s actual loan amount, customer’s gender and other factors, and charges all customers indiscriminately.

The cardholder’s personal accident insurance corresponds to personal accident insurance, the lender of Taiping Property Insurance. From the cooperation with China Merchants Bank, it was extended to cover serious illness liabilities such as new crown in the form of special policy in the later period, involving critical illness insurance. Taiping P&C borrowers charge fixed fees for accident insurance and critical illness insurance, which is lower than that in 0.8 yuan. The actual quotation does not take into account the actual loan amount and gender of customers, and charges all customers indiscriminately.

In addition, from the regulatory point of view, the payout ratio of personal accident insurance for cardholders in cooperation between Taiping Property Insurance and China Merchants Bank is so low that it has violated the Measures for the Supervision of Accidental Injury Insurance Business.

According to the Measures for the Supervision of Accident Insurance Business issued in October 2021,For short-term accident insurance products with an average payout ratio of less than 50% in the past three years, the insurance company should adjust the pricing in time to ensure that the payout ratio in the next year is not less than 50%; Insurance companies should stop selling products with premium income exceeding 2 million yuan and payout ratio less than 30% for two consecutive years.

Second, Taiping Property Insurance may be suspected of violating the rules of cross-regional exhibition industry.

Taiping Property Insurance did not disclose the treasure chest business of China Merchants Bank in the Internet information disclosure column of official website and China Insurance Association. This business is actually an offline group order.

In the process of sales, the treasure chest business does not ask the customer’s daily residence address.The actual billing institution is Taiping Property Insurance Shanghai Branch., the business violates the relevant provisions of group business, insures insurance with death liability without the consent of the insured,Break through the actual business area of the branch.

The third point is suspected of bundling sales.

In actual sales, it was sold to customers through packaged services, which made China Merchants Bank credit card customers mistakenly think that they were buying various service rights, and did not clearly tell customers that they were actually insurance products. The main content of the service package is insurance protection, butThe actual insurance cost is as low as 0.5 yuan per month, and the annual fee is as high as 120 yuan. The gap between the insurance cost and the actual payment by customers is wide.

When both Taiping Insurance and China Merchants Bank promoted this business, they did not truthfully disclose the underwriting company and the real cost of insurance to customers, did not show the insurance clauses and disclaimers to customers, and did not fulfill their obligation to provide policy certificates to customers after successful insurance.

It can be seen that China Merchants Bank Credit Card and Taiping Insurance cooperated to sell a multiple-violation insurance product to credit card users in the name of "value-added service", and many users were continuously deducted without knowing or knowing the contents of the service package. During the complaint process, the legitimate rights and interests of China Merchants Bank credit card users continue to be ignored.

Of course, Taiping Insurance has even more bizarre operations. When China Merchants Bank negotiated cooperation, Taiping Insurance turned a project that did not need intermediary participation into an intermediary project, and paid nearly 50% of the premium income to a third party in the name of agency fees. What is the reason for it

The insurance regulatory authorities have made repeated applications, prohibiting insurance companies from obtaining funds through insurance intermediaries and seeking illegitimate interests for other institutions or individuals. In this regard, does Taiping Insurance knowingly commit a crime?

Do you have a CMB credit card? If yes, please check your bill as soon as possible. If you are automatically deducted from the "insurance fee" without knowing it, please call as soon as possible to complain and cancel. You are also welcome to leave a message to participate in the discussion.

This article first appeared on WeChat WeChat official account: Kaijia Finance. The content of the article belongs to the author’s personal opinion and does not represent Hexun.com’s position. Investors should operate accordingly, at their own risk.

(Editor: Wang Zhiqiang HF013)

The south will welcome a new round of heavy rainfall, and the Central Meteorological Observatory will issue a yellow rainstorm warning.

　　BEIJING, July 12 (Xinhua) According to the website of the Central Meteorological Observatory, it is expected that a new round of heavy precipitation will occur from west to east in the eastern part of southwest China, western South China, north-central Jiangnan and southern Jianghuai from July 12. The Central Meteorological Observatory upgraded and issued a yellow rainstorm warning at 06: 00 on July 12.

　　In the past few days, there has been continuous heavy rainfall in Hengdong County, which has caused widespread disasters in 17 townships, 233 villages and 22 communities in the county. The picture shows two villagers returning home on Dong Jian Avenue. (Profile picture) Photo by Yang Huafeng

　　The southern region will welcome a new round of heavy rainfall.

　　It is estimated that from July 12, a new round of heavy precipitation will occur from west to east in the eastern part of Southwest China, western South China, north-central Jiangnan and southern Jianghuai, among which, from 08: 00 on July 12 to 08: 00 on July 13, There are heavy rains in eastern and southern Guizhou, northwestern Guangxi, central and northeastern Hunan, southeastern Hubei, central and southern Anhui, southern Jiangsu, Shanghai, central and northern Jiangxi, western and northern Zhejiang, northwestern Fujian, southern Sichuan Plateau, western Yunnan and southeastern Tibet, among which there are heavy rains in northeastern Guangxi, southwestern and northeastern Hunan, southeastern Hubei, northwestern Jiangxi, southern Anhui and northwestern Zhejiang. Some of the above areas are accompanied by short-term heavy precipitation (the maximum hourly precipitation is 20 ~ 40 mm, and the local area can reach more than 50 mm), and there are strong convective weather such as thunderstorms and strong winds. The Central Meteorological Observatory upgraded and issued a yellow rainstorm warning at 06: 00 on July 12.

　　Thunderstorm weather in the northeast of Huanghuai, North China

　　In the next three days, there will be many showers or thunderstorms in North China, Huanghuai and Northeast China, and the rainfall will be unevenly distributed, accompanied by strong convective weather such as short-term heavy precipitation, thunderstorms or hail.

　　Specific forecast for the next three days

　　From 08: 00 on July 12 to 08: 00 on July 13, there were moderate to heavy rains in parts of southern and eastern Tibet, most of Jianghuai, eastern Jianghan, most of the south of the Yangtze River, southern Sichuan Plateau, southern Southwest China, northern and western South China, including southeastern Guizhou, northeastern Guangxi, eastern Hubei, central and western Hunan, northwestern Jiangxi, northern Zhejiang, southern Anhui, southern Jiangsu, Shanghai, western Yunnan and southeastern Tibet. There are 4 ~ 5 winds and above in parts of central Inner Mongolia and eastern Xinjiang.

　　From 08: 00 on July 13th to 08: 00 on 14th, there were moderate to heavy rains in parts of southern and eastern Tibet, eastern Qinghai, southern Anhui, southern Jiangnan, southern Southwest, northern and western South China, among which there were heavy rains or heavy rains (100-150) in parts of southeastern Guizhou, northwestern Guangxi, central and southern Hunan, north-central Jiangxi, northwestern Fujian, southern Anhui, north-central Zhejiang and southeastern Tibet. There are 4 ~ 5 winds and above in parts of northern Xinjiang, central Gansu, Liaodong Peninsula and eastern Jiangnan.

　　From 08: 00 on July 14th to 08: 00 on July 15th, there were moderate to heavy rains in parts of eastern Jilin, eastern Liaoning, eastern and southern Tibet, most of the south of the Yangtze River, southern southwest, northern and western South China, among which there were heavy rains or heavy rains (100-120 mm) in parts of eastern Guizhou, central and southern Hunan, central Jiangxi, central Zhejiang, northwestern Fujian and southeastern Tibet. There are 4 ~ 5 winds and above in parts of northern Xinjiang, central Gansu, Liaodong Peninsula and Shandong Peninsula.

Army： Infiltration and attack on the battlefield temper the comprehensive combat power of scouts

　　　　　　 Cctv newsRecently, a brigade of the 75th Army of the Army organized a reconnaissance detachment to conduct an armed attack drill with actual combat as the background in unfamiliar and complex areas, so as to comprehensively temper the comprehensive combat capability of the scouts.

　　　　　　 In this attack, the heavily armed reconnaissance team members marched in multiple ways to the target area. Reconnaissance team members give action instructions through combat sign language, while snipers use the local terrain to disguise and sneak to occupy the best sniper position. The reconnaissance and warning team sent drones to conduct early reconnaissance and quickly discover the enemy’s situation.

　　　　　　 After receiving the information of the enemy, the reconnaissance team members concealed and maneuvered to the periphery of the enemy defense area, occupied favorable terrain, monitored the enemy whistle in real time, and cooperated with snipers to annihilate it.

　　　　　　 After cooperating with snipers to annihilate the perimeter sentry, the reconnaissance team quickly occupied the best reconnaissance position, conducted accurate reconnaissance on the enemy command post, and guided the artillery unit to carry out fire strikes through hand-held terminals. After the fire attack, the reconnaissance and warning team evaluated the attack effect through the drone, and found that some troops were still left in the enemy command post. The team members adjusted their battle plans and the soldiers were divided into two ways to carry out armed attack. Snipers accurately strike the enemy armored targets, cover the scouts to break into the command post, and complete the search of various houses.

＂Warring States＂ Xi ‘an Shengdian Sun Honglei ＂uneasy＂ Jing Tian shed tears at the scene

　


Live pictures of the premiere celebration

　　　 The blockbuster "The Warring States", which was created by Beijing Starlight Film and Television Culture Co., Ltd. with a huge sum of money, was fully released, setting the largest distribution scale of mainland costume blockbusters in recent years. Sun Honglei, Jing Tian, Wu Zhenyu, Kim Hee Seon, Nakai, Jiang Wu and other 25 popular Asian superstars are at daggers drawn, staging a war legend in the era of cold weapons. On April 14th, the film held a grand premiere celebration in Xi ‘an. Director Jin Chen brought together three superstars, Sun Honglei, Jing Tian and Wu Zhenyu, Liao Jingsheng, Huang Haibing and Sun Hao, which opened the star-studded curtain for this epic. At the celebration, Sun Honglei and Jing Tian greeted local fans in Xi ‘an dialect respectively. Sun Honglei said that he was "uneasy" on the day of the film’s release, while Jing Tian was enthusiastic about his hometown audience and shed tears of excitement at the beginning.

Sun Honglei’s talk about the release was "uneasy" and Jing Tian shed tears at the scene.

　　　 At the beginning of the celebration, Sun Honglei greeted the audience in Xi ‘an dialect. "Hello, fellow villagers in Xi ‘an, I’m Sun Honglei." Because the pronunciation is not standard, it also triggered a burst of well-meaning laughter at the scene. At this time, the enthusiastic audience became "language teachers" to teach Sun Honglei on the spot. At the same time, there were female fans at the scene who loudly expressed their love: "Sun Honglei, I love you!" Sun Honglei on the stage also responded with a smile: "I love you too!" Causing screams.

　　　 Speaking of the day when the film was released on the 12th, Sun Honglei said: "I was very ‘ on the 12th; Uneasy ’ I am worried about the box office and the bad evaluation. I can’t surf the Internet ‘ Ancient people ’ In order to read the comments of netizens in Weibo, I specially asked the staff to print all Weibo’s messages for me. I read them one by one at night, and I feel very happy to see everyone commenting on my styling and my acting skills. Whether it is good or not, it is my concern and encouragement. Just heard the good news, the first day box office of Warring States has exceeded 10 million, and this achievement is an encouragement for all of us. "

　　　 Recently, the popularity of Xiaotian, who is at the center of the topic, is sweet in the background. This time, he returned to his hometown in Xi ‘an with The Warring States, and his mood was extremely excited. Perhaps it is the fatigue of the national propaganda, and the recent troubles caused by various rumors and rumors. After hearing the warm applause and cheers at the scene, Jing Tian shed tears of excitement as soon as he said hello. Later, Jing Tian greeted the fans in Xi ‘an with his hometown dialect and said, "I am the character of Xi ‘an people. I must live up to my expectations and will not lose face to my fellow villagers!"

The two men fought and staged the peak confrontation in the era of cold weapons.

　　　 Sun Bin and Pang Juan, the most famous legendary military strategists in the Warring States Period, are involved in the novel The Warring States, which tells the story that the two men, who are close classmates, have gone through decades of enmity and hatred, and finally meet each other at war. During the period, there were all kinds of tactics struggles between the two major military forces of Qi and Wei, fierce battles on the battlefield, and shocking plots behind the war, and there were also many sad love and epic feelings that made people cry. The war scenes in the film are vast and varied, including not only the siege confrontation commonly used in previous war movies, but also the little-known magical war cases such as meteorological warfare, spy war, blitzkrieg war, assassination war and ambush war. More than 1,000 special effects shots will create the legendary classic battles such as Tian Ji Horse Racing, Encircling Wei to Save Zhao and Maling Road. At the same time, The Warring States also shows the interlocking military strategies in a suspenseful way, including the "counter-plot", "honey trap", "stealing the beam", "bitter plot" and "It can be said that "The Warring States" is the first "war saga blockbuster" in China’s film history, and it is also the first "high IQ war blockbuster".

　　　 Sun Honglei, Wu Zhenyu, Nakai Kichi, Jiang Wu and other movie-bone-level movie-makers have boldly subverted the theater, and created a series of brilliant figures in the history of China War, especially Sun Honglei’s "ghost talent" Sun Bin and Wu Zhenyu’s "general talent". The duel between the two heroes is not only full of wisdom and courage in the role, but also secretly competing in acting skills. The opposite drama is a classic.

　　　 Jing Tian and Kim Hee Seon staged a talent competition between the two beauties of China and South Korea. Dozens of luxurious clothes showed the beauty of the Warring States. Jing Tian went into battle in person, waving a sword across the battlefield, and Pang Fei, played by Kim Hee Seon, aroused the audience’s infinite reverie with the mysterious shape of black dress. In addition, Feng Enhe, Huang Haibing, Degang Guo, Ma Jingwu, Lei Kesheng, He Yunwei, Jiao Xu and other supporting gold medals will also stage the grand occasion of the Warring States with subversive performances.

The most eye-catching box office bomb of the year shocked and detonated

　　　 As the costume war blockbuster with the largest investment so far in 2010, The Warring States has more than 1,000 special effects shots, totaling nearly 90 minutes, accounting for 70% of the total length of the film, including bloody battles among thousands of troops in the flames of war, as well as powerful visual dramas such as the siege of Wei to save Zhao, horse racing in Tian Ji and the battle of Malingdao. For such a shocking visual spectacle, many fans and audiences expressed their desire to watch The Warring States at the first time and support domestic blockbusters.

　　　 The reporter found that "The Warring States" successfully won the top spot at the box office on the first day after its release. The cinema was full of prime time and the attendance rate was considerable. Many fans said that since the Spring Festival, they haven’t seen a large-scale domestic blockbuster for a long time. Today, they must come to see "The Warring States". The audience is eagerly concerned, and the film distributor is extremely optimistic about the box office prospect of Warring States. Wang Li, a representative of the distribution and screening branch of China Film Group, said, "Warring States, as a rare costume blockbuster in this period, is bound to refresh the box office in April and set off the first movie climax in 2011." Gao Jun, the cinema manager of the New Film Association, also has high hopes for the film, thinking that "the screening of Warring States will end the recent small-scale scuffle, activate the box office market across the board, and at the same time, it is very likely to drive a new round of costume wars."

Next page: More wonderful pictures of Warring States.

＂North drift＂ college students earn more than 2 million yuan a year when they return to their hometowns to raise sheep, which triggered a heated discussion among netizens.

　　A few days ago, the video of "Beipiao college students resigned and returned to their hometowns to raise sheep for 10 million yuan a year" caused widespread concern and heated discussion among netizens. Yesterday, Wu Peng, the hero of the video, told Beijing Youth Daily that he resigned four years ago and went home to start a business. The annual income of raising sheep is more than 10 million, which means the output value, and the actual annual net profit can reach more than 2 million.

　　Yesterday afternoon, Wu Peng said in an interview with Beiqing Daily that he came from Zhongyang Village, Dagong Town, Hai ‘an County, Jiangsu Province, and graduated from a college in Changzhou in 2009, majoring in decoration and marketing. After graduating from college, I came to Beijing and joined a company as a technician. You can earn hundreds of thousands a year, but there is always a sense of drift in Beijing. "I don’t think it’s a problem to go on like this."

　　Once he returned to his hometown for the Spring Festival, he accidentally found that a sheep could sell for hundreds of dollars in his hometown. As a result, he came up with the idea of raising sheep and starting a business.

　　With 1 million yuan sponsored by his parents and more than 1 million yuan borrowed from the bank, Wu Peng started his entrepreneurial road.

　　Wu Peng introduced that after he decided to raise sheep, he read a lot of books about breeding and also learned from local big farmers. After getting more than 2 million start-up funds, he first bought more than 1,000 sheep seedlings and built a sheep shed. At the end of the first year, he made a small profit, but in the second year, his sheep encountered a "plague", which cost him 700 thousand to 800 thousand.

　　Over the past four years, Wu Peng’s "sheep" has been expanding. At present, the number of sheep he raised has increased from more than 1,000 to more than 10,000; The sheep shed has also changed from the initial 1000 square meters to seven or eight thousand square meters; The annual output value is more than 10 million, and the annual net profit has reached more than 2 million.

　　Not only that, he got rich, but also brought employment to his neighborhood. Poor households or people with physical disabilities in the same village have recruited a total of more than a dozen.

　　Wu Peng told the reporter of Beiqing Daily that he intends to register a trademark this year, so that his sheep can form a brand, hoping to sell his mutton to all parts of the country in the future. Text/reporter Ma Jinfeng

What are the shortcomings of Nissan Sylphy？ The top ten shortcomings of Nissan Sylphy are revealed： Why are sales still hot？

Nissan, as an evergreen tree in the compact car market, has been among the best in sales. However, like any model, Sylphy is not perfect. Today, let’s discuss the ten shortcomings of Nissan Sylphy in depth and see what are the shortcomings of this car.

First, lack of motivation, slow acceleration

Nissan Sylphy has been criticized for its performance in power. The engine power output is not strong enough, and the acceleration process is relatively slow, which is especially obvious when overtaking or merging lanes on the expressway. For consumers who pursue driving passion, this is undoubtedly a big pity.

Second, the suspension system is excellent and the comfort is discounted.

Xuanyi’s suspension system is hard to adjust, and the filtering of road bumps is not thorough enough. This causes drivers and passengers to easily feel strong vibration and bumps during driving, which affects the ride comfort.

Third, the interior material is cheap and the texture is not good.

Although Sylphy’s interior design is simple and generous, the materials used are not high-grade enough. The poor texture of some plastic parts greatly reduces the grade sense of the interior of the whole vehicle.

Fourth, the rear legroom is cramped.

As a compact car, Sylphy’s rear legroom is relatively limited. If you often need to take three adults in the back row, you may feel crowded, which is undoubtedly a big disadvantage for family cars.

Five, the sound insulation effect is poor, and the wind noise is obvious.

When driving at high speed, the sound insulation effect of Sylphy is not ideal. Wind noise and road noise are easily introduced into the car, which affects the driving experience of drivers and passengers.

Sixth, the paint is thin and vulnerable to damage.

Some car owners have reported that Xuanyi’s car paint is relatively thin and easily scratched by objects such as branches and pebbles. This not only affects the aesthetics of the vehicle, but also increases the cost of maintenance and repair.

Seven, gearbox frustration, lack of ride comfort

When driving at a low speed, Sylphy’s gearbox may have a setback. This uneven driving experience is undoubtedly a big problem for consumers who pursue driving comfort.

Eight, the seat comfort is average, and it is easy to fatigue after driving for a long time.

Although Sylphy’s seat design is ergonomic, the actual comfort is average. Driving for a long time is easy to feel backache, which is undoubtedly a big test for consumers who often need long-distance driving.

Nine, the storage space is insufficient and the practicality is limited.

The storage space in the Sylphy car is relatively small, which can not meet the storage needs of a large number of items. This may be inconvenient for consumers who need to carry more luggage or articles for travel.

Ten, the air conditioning effect is average, and the cooling speed is slow.

In hot summer, the cooling effect of air conditioner is very important for drivers and passengers. However, Sylphy’s air conditioning effect is average, and the cooling speed is slow, so it is difficult to quickly reduce the temperature inside the car, which undoubtedly affects the driving experience.

Although Nissan Sylphy has many shortcomings mentioned above, its sales volume is still hot. This is mainly due to its advantages of low fuel consumption, large space, high comfort and low maintenance cost. For the ordinary working class, Sylphy is undoubtedly a family car with high cost performance. However, for consumers who pursue higher quality and more perfect driving experience, these shortcomings can not be ignored. When making purchase decisions, consumers should weigh and choose according to their actual needs and preferences.

The most significant theoretical achievement of the 19th National Congress of the Communist Party of China (in-depth study and implementation of Socialism with Chinese characteristics Thought of the S

　　Our party is a great political party that holds high the great banner of Marxism, is very mature in theory and is constantly developing. As the highest leading organ of the Party, the National Congress of the Party plays an extremely important role in promoting the development of the Party’s cause and the theoretical construction of the Party. Since the reform and opening up, the Party’s national congresses have made important contributions to theoretical construction. The most significant theoretical achievement of the 19th National Congress of the Communist Party of China is to write Socialism with Chinese characteristics Thought of the Supreme Leader in the New Era on the banner of the Party, and establish it as the guiding ideology that the Party must adhere to for a long time, thus realizing the Party’s guiding ideology to keep pace with the times again.

　　The establishment of Socialism with Chinese characteristics Thought of the Supreme Leader in the New Era as the guiding ideology that the Party must adhere to for a long time has realized that the Party’s guiding ideology keeps pace with the times again.

　　The 19th National Congress of the Communist Party of China is a very important meeting held in the decisive stage of building a well-off society in an all-round way and the critical period of Socialism with Chinese characteristics entering a new era. The congress analyzed the development and changes of the international and domestic situation, reviewed and summarized the work and historical changes in the past five years, made major political conclusions such as Socialism with Chinese characteristics has entered a new era, the main contradiction in our society has been transformed into the contradiction between the people’s growing need for a better life and the unbalanced development, profoundly expounded the historical mission of the Communist Party of China (CPC) in the new era, and put forward the basic strategy of upholding and developing Socialism with Chinese characteristics in the new era. The goal of building a moderately prosperous society in an all-round way and starting a new journey of building a socialist modern country in an all-round way has been set, and comprehensive arrangements have been made for promoting the great cause of Socialism with Chinese characteristics and the new great project of party building in the new era. Among them, the most important theoretical achievement of the 19th National Congress of the Communist Party of China is to write Socialism with Chinese characteristics Thought of the Supreme Leader in the New Era on the banner of the Party, and establish it as the guiding ideology that the Party must adhere to for a long time, thus realizing the Party’s guiding ideology to keep pace with the times again. This great theoretical achievement is of great political, theoretical and practical significance.

　　The 18th National Congress of the Communist Party of China is the historical starting point for the formation of Socialism with Chinese characteristics Thought of the Supreme Leader in the new era. In the five years since the 18th National Congress of the Communist Party of China, Do not forget your initiative mind, the CPC Central Committee with the Supreme Leader as the core, has made unremitting efforts to effectively cope with many risks and challenges at home and abroad, solved many long-term unsolved problems, accomplished many major events that he wanted to do but failed to do in the past, made all-round and groundbreaking historical achievements, made profound and fundamental historical changes in the cause of the party and the state, and entered a new era in Socialism with Chinese characteristics. In this process, the Supreme Leader, with great political courage and strong historical responsibility, combined theory with practice, made arduous theoretical explorations and made great theoretical innovations, and founded the Supreme Leader’s Socialism with Chinese characteristics Thought in the new era, centering on answering the important issues of what kind of Socialism with Chinese characteristics and how to uphold and develop Socialism with Chinese characteristics in the new era. Since the 18th National Congress of the Communist Party of China, the cause of the Party and the state has been able to overcome difficulties and create a new situation in an all-round way, fundamentally because of the strong leadership of the CPC Central Committee with the Supreme Leader as the core, and because of the scientific guidance of the Supreme Leader’s Socialism with Chinese characteristics Thought in the new era.

　　Building a socialist modern power in an all-round way is the most important task for the party and the country facing the future, and it is also the time condition for the formation of Socialism with Chinese characteristics Thought of the Supreme Leader in the new era. A report of the 19th National Congress is a scientific interpretation and full expression of the Supreme Leader’s Socialism with Chinese characteristics Thought in the new era. It is an original, classic and original theory of strengthening the country, strategy and people’s theory of our party in the new era, which has an epoch-making milestone significance of connecting the past with the future and carrying forward the future. This report further points out the direction of the cause of the party and the state, is the political declaration and action plan of our party to unite and lead the people of all ethnic groups throughout the country to uphold and develop Socialism with Chinese characteristics, and is also the concentrated expression of the Supreme Leader’s Socialism with Chinese characteristics Thought in the new era. At the 19th National Congress of the Communist Party of China, Socialism with Chinese characteristics Thought, the supreme leader in the new era, was written on the party’s banner, which was established as the guiding ideology that the party must adhere to for a long time, which realized the party’s guiding ideology to keep pace with the times again, and provided scientific theoretical guidance for winning the great victory of Socialism with Chinese characteristics in the new era, realizing the goal of "two hundred years" and the Chinese dream of the great rejuvenation of the Chinese nation.

　　Socialism with Chinese characteristics Thought of the Supreme Leader in the New Era is a profound scientific theoretical system.

　　The theme of the Supreme Leader’s Socialism with Chinese characteristics Thought in the new era is to systematically answer what kind of Socialism with Chinese characteristics and how to adhere to and develop Socialism with Chinese characteristics in the new era from the combination of theory and practice. This theme is the inheritance, development, deepening and sublimation of Deng Xiaoping Theory’s theme, Theory of Three Represents’s theme and Scientific Outlook on Development’s theme.

　　The Supreme Leader’s Socialism with Chinese characteristics Thought in the new era includes such basic issues as adhering to and developing Socialism with Chinese characteristics’s general goal, general task, overall layout, strategic layout and development direction, development mode, development motive force, strategic steps, external conditions and political guarantee in the new era. According to the new practice, it has a profound impact on economy, politics, rule of law, science and technology, culture, education, people’s livelihood, nationality, religion, society, ecological civilization, national security, national defense and political guarantee. This scientific theoretical system is not only an important part of Socialism with Chinese characteristics’s theoretical system, but also a significant development of Socialism with Chinese characteristics’s theoretical system.

　　The main connotation of the Supreme Leader’s Socialism with Chinese characteristics Thought in the new era is the "Eight Clarities" expounded according to the new situation and new tasks faced by the new era and new journey: First, it is clear that the overall task of upholding and developing Socialism with Chinese characteristics is to realize socialist modernization and the great rejuvenation of the Chinese nation, and it is proposed to build a prosperous, democratic, civilized, harmonious and beautiful socialist modernization power in two steps in the middle of this century on the basis of building a well-off society in an all-round way, and the goal of building a socialist modernization power is put forward, which enriches the connotation of building a socialist modernization power; Second, it is clear that the main contradiction in China’s society in the new era is the contradiction between the people’s growing need for a better life and the unbalanced development, and it is emphasized that we must adhere to the people-centered development idea and constantly promote the all-round development of people and the common prosperity of all people; Third, it is clear that the overall layout of Socialism with Chinese characteristics’s career is "five in one" and the strategic layout is "four comprehensive", emphasizing firm road confidence, theoretical confidence, institutional confidence and cultural confidence, which is the great development and main experience of Socialism with Chinese characteristics theory and practice in the new era since the 18th National Congress of the Communist Party of China. Fourth, it is clear that the overall goal of comprehensively deepening reform is to improve and develop the Socialism with Chinese characteristics system and promote the modernization of the national governance system and governance capacity, which is the fundamental driving force and institutional guarantee for the development of Socialism with Chinese characteristics in the new era;Fifth, it is clear that the overall goal of comprehensively promoting the rule of law is to build Socialism with Chinese characteristics’s rule of law system and build a socialist country ruled by law, which is the rule of law guarantee and governance mode for Socialism with Chinese characteristics’s development in the new era; Sixth, it is clear that the party’s goal of strengthening the army in the new era is to build a people’s army that listens to the party’s command, can win battles and has a good style of work, and to build the people’s army into a world-class army, which is an important cornerstone for Socialism with Chinese characteristics to develop and build a socialist modern power in an all-round way in the new era; Seventh, it is clear that the diplomacy of a big country with China characteristics should promote the construction of new international relations and a community of human destiny, which is the external condition for the development of Socialism with Chinese characteristics in the new era; Eighth, it is clear that the most essential feature of Socialism with Chinese characteristics is the Communist Party of China (CPC)’s leadership, the greatest advantage of Socialism with Chinese characteristics system is the Communist Party of China (CPC)’s leadership, and the Party is the highest political leadership force. It is the fundamental political guarantee for Socialism with Chinese characteristics’s development in the new era to put forward the general requirements for Party building in the new era and highlight the important position of political construction in Party building. Comrade Supreme Leader elaborated on upholding and developing Socialism with Chinese characteristics’s "Fourteen Persistences", which is an in-depth summary of the experience in the past 40 years of reform and opening up and the five years since the 18th National Congress of the Communist Party of China, as well as a deep integration and sublimation of the Party’s basic program, experience and requirements, and has long-term guiding significance.

　　Generally speaking, the Supreme Leader’s Socialism with Chinese characteristics Thought in the new era has clearly answered major theoretical and practical questions such as what flag our Party is holding, what road we are taking, what state of mind we are taking, what historical mission we are shouldering and what goals we are striving for. It is the inheritance and development of Marxism–Leninism, Mao Zedong Thought, Deng Xiaoping Theory, Theory of Three Represents and Scientific Outlook on Development, and it is the latest achievement of China Marxism. It is the crystallization of the practical experience and collective wisdom of the Party and the people, an important part of Socialism with Chinese characteristics’s theoretical system, and an action guide for the whole Party and the people to strive for the great rejuvenation of the Chinese nation. It must be adhered to and continuously developed for a long time.

　　The party’s vitality is first of all the vitality in thought and theory, and the party’s creative cohesion fighting capacity is first of all the creative cohesion fighting capacity in thought and theory. The formation of the Supreme Leader’s Socialism with Chinese characteristics Thought in the new era has raised our Party’s understanding of the laws governing communist party, socialist construction and the development of human society to a new level, and raised the China, modernization and popularization of Marxism to a new level, which is a vivid manifestation and fundamental symbol of our Party’s vitality, strong creativity and cohesive fighting capacity in the new era.

　　Insist on arming the whole party with Socialism with Chinese characteristics Thought of the Supreme Leader in the New Era.

　　Following the Marxist epistemology of practice, cognition, re-practice and re-cognition, the process of theoretical innovation, theoretical construction and theoretical guidance of the party includes two closely related and interactive dynamic processes: from practice to theory and from theory to practice. After the Supreme Leader’s Socialism with Chinese characteristics Thought in the New Era has been established as the guiding ideology that the Party must adhere to for a long time, the most important political task before the whole party is to make great efforts and make great efforts to arm the whole party with the Supreme Leader’s Socialism with Chinese characteristics Thought in the New Era.

　　To thoroughly study and implement the spirit of the 19th National Congress of the Communist Party of China, the most important thing is to thoroughly study and implement Socialism with Chinese characteristics Thought of the Supreme Leader in the New Era, the ideological soul of the report of the 19th National Congress of the Communist Party of China. The whole party should profoundly study and understand the rich connotation, spiritual essence, great significance and historical position of the Supreme Leader’s Socialism with Chinese characteristics Thought in the new era, firmly grasp the "Eight Clarities" of the Supreme Leader’s Socialism with Chinese characteristics Thought in the new era, firmly grasp the "Fourteen Persistences" of Socialism with Chinese characteristics in the new era, and conscientiously organize the spiritual publicity, education and study and training of the 19th National Congress of the Communist Party of China. Party committees at all levels should insist on putting political construction in the first place, regard arming the whole party with Socialism with Chinese characteristics Thought of the Supreme Leader in the new era as the most important and central link in strengthening party building, use theoretical armed work to guide the work of leading group building and party building, and push the whole party to make unremitting efforts to realize the historical mission of the party in the new era more consciously.

　　Time is the mother of thought and practice is the source of theory. Every era will face new problems different from other eras, and answering and solving these new problems will inevitably produce new theories and practices different from other eras. Times promote practice, practice calls for theory, and theory guides and pushes forward the times and practice. This is the dialectics in which times, practice and theory are interrelated and interacting. The Communist Party of China (CPC) is a party that emancipates the mind, seeks truth from facts, keeps pace with the times and is pragmatic. Our party has always relied on Marxist truth for food, and its theoretical advantage has always been its core advantage. Socialism with Chinese characteristics has entered a new era, which requires our party to have higher theoretical consciousness than ever before, pay more attention to theoretical innovation and theoretical construction, and pay more attention to the improvement of the theoretical literacy of the whole party. As long as we persist in arming the whole Party with Socialism with Chinese characteristics Thought of the Supreme Leader in the new era, our Party’s creativity, cohesion and combat effectiveness will be greatly improved, so as to better shoulder the lofty mission entrusted to our Party by the new era to carry out great struggles, build great projects, advance great undertakings, realize great dreams and build a socialist modern power in an all-round way.

　　(The author is the president of the Shanghai Party Construction Research Institute and the former head of the discipline inspection team of the Central Commission for Discipline Inspection in the Ministry of Culture)

Xiaomi SU7 Ultra prototype released with three motors, with a maximum power of over 1,500 HP.

（|）

　　[Pacific Auto] On the evening of July 19th, Lei Jun, founder, chairman and CEO of Xiaomi, gave the 5th annual speech with the theme of Courage, which mainly talked about the ins and outs of building a car and the ups and downs of the past three years. After the speech, a variety of Xiaomi ecological products were released, and then the latest development of Xiaomi automobile was announced, and the information of |) Ultra prototype was released. It will be equipped with a three-motor system with 1,584 horsepower and an acceleration of 1.97 seconds, which will challenge the New North Africa mass production lap list in October this year.

　　Xiaomi SU7 Ultra prototype, based on Xiaomi SU7, is a "brushing weapon" specially designed for the track. Its birth purpose is to challenge the speed list of mass production in New North Africa, and its ultimate goal is to become the fastest four-door electric vehicle in New North within ten years.

　　It is worth mentioning that many advanced technologies carried on the prototype will be widely used in production cars in the future after being verified by the track, which is also the key reason why Xiaomi insists on using four-door cars to fight in New North, and the production version of SU7 Ultra will officially challenge the speed list of new North production cars in 2025.

　　In terms of appearance, the Xiaomi SU7 Ultra prototype adopts a longer, wider and lower design, and the body covers a large number of track kits, with unique lightning yellow color matching and lightning pull, and the overall style is very track-like.

　　More importantly, the new car adopts the "all-carbon" design, and the body cover is 100% made of carbon fiber, including 24 front lips/bumpers, fenders/side skirts/side walls/doors, rear bumpers/diffusers/tails, and roof/front and rear covers. The total weight of the whole car is over 599kg, and the curb weight is only 1900kg, which is lighter than some mass-produced oil trucks of the same size.

　　In order to maximize the track capacity, Xiaomi SU7 Ultra prototype also built aerodynamic design. Specially designed fixed race tail, oversized tail diffuser, front and rear open wheel arches, oversized front lip, front wheel diffuser, U-shaped air knife, etc. jointly brought the maximum vehicle downforce of 2145kg. Such a strong downforce greatly improved the handling stability of the whole vehicle and played a vital role in improving the track lap speed.

The picture shows Xiaomi SU7 MAX.

　　In terms of body size, the length, width and height of Xiaomi SU7 Ultra prototype are 5260/2064/1406mm and 3000mm respectively. In contrast, the length, width and height of the millet SU7 currently on sale are 4997/1963/1455mm and the wheelbase is 3000mm, respectively.

　　In terms of power, Xiaomi SU7 Ultra prototype is equipped with a three-motor system consisting of dual V8s motors and V6 motors. The comprehensive output of the system reaches 1548 horsepower, and the acceleration time of 0-100km/h is only 1.97 seconds (including the starting time), and the acceleration time of 0-200km/h is 5.96 seconds (including the starting time), exceeding 350 km/h.

　　This car is also equipped with track-specific, including AP six-brake calipers, racing brake discs and brake pads with the highest working temperature above 800℃, and the braking distance of 100-0km/h is only 25m.

　　In addition, in order to meet the higher power demand of the three-motor system, the car will be equipped with Contemporary Amperex Technology Co., Limited’s second-generation Kirin battery, which can support the maximum discharge power of 1330kW, the peak voltage of 897V and the power density as high as 3075W/kg. Through the thinner pole piece design, it can still output the maximum power of more than 800kW even under the low power of 20%, thus ensuring the stable high power output in the second half of the New North circuit.

　　At the same time, the battery pack also supports a charging rate of up to 5.2C It takes only 12 minutes to charge the battery from 10% to 80%, so it can be recharged at any time and return to the track.

　　At present, the fastest electric four-door car in North Ring Road of New Gehringer is Turbo GT (Weissach Suite version), which set a lap time record of 7 minutes, 07.55 seconds in March this year, and this achievement is also the fastest four-door car among all power train types in New North. The production version of Xiaomi SU7 Ultra is very difficult, but there is still some hope to challenge Plaid’s 7: 25.231 (equipped with track kit and without Yoke steering wheel).

　　Regarding the price of this car, although Lei Jun didn’t disclose it in detail, he ridiculed that he might not even be able to afford it, but this car will not be mass-produced and listed. The real mass-produced one is Xiaomi SU7 Ultra. According to the current pace, it is expected to be released in the first half of 2025. After the car goes on the market, it will compete with FR, Model Slaid and Taycan Turbo GT. The official acceleration time of these models is less than 2.3 seconds, and the cheapest one is 001 FR, and the official acceleration time is only 2.02, and the price is 769,000. You can refer to it.

　　In addition, Lei Jun also announced the next production capacity and channel planning of Xiaomi Auto at the press conference. Lei Jun said that all models of Xiaomi SU7 are scheduled to start OTA upgrade in August, adding a wake-up defense function outside the car. When the vehicle is in the P-block state and the window door is closed, the function will take effect to avoid waking up Xiao Ai’s classmates outside the car by mistake.

　　Regarding delivery, Lei Jun said that the annual sales target of 100,000 units is expected to be completed ahead of schedule in November. Since the delivery started on April 3 this year, Xiaomi SU7 has delivered a total of 7,058 vehicles in April, 8,630 vehicles in May and 14,296 vehicles in June. If you want to complete the delivery target of 100,000 units in advance in November, the next monthly delivery needs to exceed 14,000 units, which is not difficult. At present, after a new round of production line optimization and maintenance, Xiaomi’s production capacity is gradually released, and the weekly delivery volume can reach 0.37 million units. However, if you want to strive to deliver 120,000 vehicles this year, it is a bit difficult to ensure that the monthly delivery exceeds 15,000 vehicles.

　　In terms of stores, Xiaomi Auto’s sales and service network is also in full swing. As of July 2024, Xiaomi Auto’s stores will cover 31 cities across the country, including 30 delivery centers, 103 sales stores and 59 service stores. In July, it is planned to add 17 stores, covering four cities of Jinan, Changzhou, Changchun and Guiyang. By the end of 2024, Xiaomi Automobile’s sales and service network is expected to cover 59 cities across the country, with the number of delivery centers increasing to 53, sales stores increasing to 220 and service stores increasing to 135.

(Text: Pacific Auto Wu Qi)

The number of kills announced by Canada at the beginning of the seal hunting season was protested.

Topic: picture channel






　　　　On March 31, 2008, a Canadian hunting boat killed seals in St. Lawrence Bay near Charlottetown, Canada. Canada’s annual seal hunting activity began in St. Lawrence Bay on the 28th.







　　　　On March 31, 2008, a Canadian hunting boat killed seals in St. Lawrence Bay near Charlottetown, Canada. Canada’s annual seal hunting activity began in St. Lawrence Bay on the 28th.


　　　　On March 31, 2008, a Canadian hunting boat killed seals in St. Lawrence Bay near Charlottetown, Canada. Canada’s annual seal hunting activity began in St. Lawrence Bay on the 28th.


　　　　This year, the Canadian government announced that it would kill 275,000 seals. In this regard, both Canadian humanitarian organizations and American humanitarian organizations have protested that the Canadian Marine Fisheries Agency has increased the amount of seal hunting.


　　　　In the early morning of March 29th, a seal fishing boat capsized off the east coast of Canada, killing three people and leaving one missing.

Editor: Li Erqing

It is well known that these important new regulations will be implemented from November!

　　Cctv newsIn November, a number of new regulations will be officially implemented, including: high-speed rail tickets can be paid by WeChat; To buy life insurance in the bank for more than one year, it is necessary to record and video; Motorcycle helmets and electric blankets will be included in 3C compulsory certification.

　　To buy life insurance in a bank for more than one year, it is necessary to record and video.

nine

　　On November 1st, the Interim Measures for the Retrospective Management of Insurance Sales Behavior issued by the China Insurance Regulatory Commission will be formally implemented. It is clear that:

　　Anyone who buys personal insurance products for more than one year through channels of non-insurance companies such as banks needs to obtain the consent of the insured, and record and record the key links in the sales process synchronously on the spot. At the same time, no matter where you are, as long as the products you buy are investment-linked insurance products, or if you are 60 years old or older and buy life insurance products for more than one year, you must record and video.

　　Banks are gradually cleaning up "double zero cards"

eight

　　Following China Merchants Bank’s announcement in July that it will cancel unqualified personal accounts that have not been used for a long time and have zero balance, Shanghai Pudong Development Bank recently announced that it will clean up "double zero cards (bank cards with zero deposit balance and accrued and accrued interest)" from next month. Since November, Shanghai Pudong Development Bank will not be able to use the "double zero card" for a long time. If it needs to be used again, it must bring the card and identity documents to the outlets.

　　Motorcycle helmets and electric blankets are included in 3C compulsory certification.

　　The CNCA announced that from November 1, 2017, products such as electric blankets and motorcycle helmets will be converted from production licenses to compulsory product certification, namely 3C certification. From November 1, 2017 to July 31, 2018, electric blankets and motorcycle crew helmets that have been manufactured and sold within the validity period of the license before November 1, 2017 can continue to be sold; Since August 1, 2018, those who have not obtained CCC certification shall not leave the factory, sell, import or use in other business activities.

　　Implementation of the Measures for the Administration of Internet Domain Names to Promote the Development of Chinese Domain Names

　　The Measures for the Administration of Internet Domain Names issued by the Ministry of Industry and Information Technology shall come into force on November 1st. Among them, it is required to pay equal attention to the registration and protection of domain name registration information, and to require domain name registration management agencies and registration service agencies to store and protect users’ personal information according to law, and not to provide users’ personal information to others without users’ consent. In addition, the method also emphasizes promoting the development and application of Chinese domain names and national top-level domain names. Chinese domain names refer to domain names containing Chinese characters, such as ".China".

nine

　　Bidders who implement the Measures for the Supervision and Administration of Auctions shall not collude maliciously.

　　The Measures for the Supervision and Administration of Auction promulgated by the State Administration for Industry and Commerce will come into force on November 1. It is clear that there shall be no malicious collusion between bidders; There shall be no malicious collusion between bidders and auctioneers; Clients shall not participate in bidding or entrust others to bid on their behalf in auction activities; Auctioneers, clients and bidders shall not auction or participate in the auction of articles or property rights prohibited by the state; An auctioneer shall not obstruct supervision and inspection on the grounds that the trustor, bidder or buyer require confidentiality.

eight

　　Guangdong: The number and time of lawyers meeting with suspects in custody are not limited.

　　The Measures for the Implementation of People’s Republic of China (PRC) Lawyers Law in Guangdong Province will be implemented on November 1st. It clearly stipulates that if a lawyer meets with a criminal suspect or defendant in custody, the detention center shall make timely arrangements, and the number and time of the lawyer’s meeting are not limited, except as otherwise provided by laws and regulations. In addition, the measures also stipulate that the detention center should deliver the correspondence between defense lawyers and criminal suspects and defendants within 3 working days.

nine

　　 Guangdong: You are not allowed to travel by WeChat group without permission.

　　The Regulations of Guangdong Province on Tourism will come into force on November 1st. For the popular social platforms such as WeChat and Blog to engage in group activities, the regulations clearly stipulate that units and individuals who have not obtained the business license of travel agencies may not engage in tourism business in the name of organizing tourism by using social platforms such as WeChat and Blog or in the form of industry associations, societies, motorists’ clubs, donkey friends’ clubs, etc.

　　Hebei: The use of consumer personal information requires the consent of consumers.

　　The Regulations on the Protection of Consumers’ Rights and Interests in Hebei Province came into effect on November 1st. The regulations clearly stipulate the requirements for operators to collect and use personal information. When collecting and using consumers’ personal information, business operators shall follow the principles of legality, justness and necessity, clearly state the purpose, mode, scope and specific rules of collecting and using information, and obtain the consent of consumers, except that laws and regulations require the registration of consumer information.

　　The regulations clarify the confidentiality obligations of operators and stipulate specific prohibited acts. Operators shall keep the personal information of consumers strictly confidential and shall not disclose, sell or illegally provide it to others. If consumers explicitly ask operators to delete or modify their personal information, operators should delete or modify it.