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The CIRC answered a reporter’s question on the Guidelines for the Articles of Association of Insurance Companies.

　　Cctv newsAccording to the website of the China Insurance Regulatory Commission, recently, the China Insurance Regulatory Commission issued the Guidelines for the Articles of Association of Insurance Companies (hereinafter referred to as the Guidelines). The person in charge of the relevant departments of the CIRC answered questions from reporters.

　　1. What is the background of the promulgation of the Articles of Association Guidelines?

　　The articles of association of an insurance company is an important legally binding document that regulates the organization and behavior of the company and stipulates the rights and obligations of the company and its shareholders, directors, supervisors and management, and is the institutional basis for regulating the corporate governance structure. The CIRC attaches great importance to the fundamental role of the articles of association in regulating corporate governance. In 2008, it issued the Opinions on Regulating the Articles of Association of Insurance Companies, which played an important guiding role in regulating the contents of the articles of association of insurance companies and clarifying the procedures for formulating and amending the articles of association. However, judging from the governance risk problems of some insurance companies in recent years, some basic systems of corporate governance still have weak links, especially the articles of association, which is the "basic law" of the company, are still incomplete and imperfect, leaving hidden risks for the operation of corporate governance. It is urgent to further standardize the formulation of articles of association, grasp the original institutional arrangements of corporate governance, and enhance the effectiveness of corporate governance.

　　The purpose of formulating the Articles of Association Guidelines this time is to strengthen the supervision and guidance of insurance companies by standardizing the necessary provisions of the articles of association, provide a normative template for insurance companies to formulate articles of association on the basis of adhering to corporate autonomy, strengthen the structural foundation of insurance company governance, and further consolidate the long-term mechanism of risk prevention.

　　2. What is the significance of the Articles of Association Guidelines for strengthening corporate governance supervision?

　　The publication of the Guidelines for Articles of Association is another important measure taken by our association to prevent the source of corporate governance risks and consolidate the foundation of corporate governance structure, which is of great significance to further improve the corporate governance mechanism and enhance the effectiveness of corporate governance.

　　First, it is conducive to resolving the hidden risks of corporate governance. From the practice of insurance company governance and typical risk cases, some companies’ articles of association are missing basic items, the authorization mechanism is unclear or excessive, general and long-term authorization, the replacement and replacement mechanism of the company’s key personnel is unclear, the nomination mechanism of directors is missing, and the "living will" is missing, which leaves hidden risks in the company’s governance operation and becomes an important source of corporate governance deadlock, insider control and imbalance of governance mechanism. The Articles of Association Guidelines standardize the necessary clauses of the articles of association of insurance companies, which is helpful to strengthen the structural foundation of corporate governance and prevent and resolve the hidden risks of corporate governance from the source.

　　Second, it is conducive to strengthening the regulatory constraints of corporate governance. The Articles of Association Guidelines focus on the main risks of corporate governance operation and the outstanding problems in the formulation of articles of association. Based on laws and normative documents, taking public companies as standards, taking full account of the characteristics of the industry on the basis of adhering to corporate autonomy, it clarifies the necessary provisions of the articles of association of insurance companies. The Articles of Association Guidelines put forward clear requirements for the formulation of the articles of association of insurance companies, and also provided an institutional basis for the regulatory agencies to review the articles of association, which was helpful to promote the transformation of corporate governance supervision from "flexible guidance" to "rigid restraint" and further enhance the binding force of corporate governance supervision.

　　Third, it is conducive to enriching corporate governance supervision tools. In recent years, the China Insurance Regulatory Commission has issued more than 20 measures for corporate governance supervision system. The Guidelines for Articles of Association are conducive to effectively combining the regulatory requirements with the articles of association of the company, prompting the company to clarify the main links of the governance mechanism in the form of articles of association, internalizing the regulatory requirements into the internal requirements of the company, giving full play to the role of the Basic Law and promoting more rigorous and standardized corporate governance. At the same time, the Guidelines for Articles of Association further enriched the exploration of corporate governance supervision and became an important starting point and an effective means to strengthen corporate governance supervision and prevent corporate governance risks.

　　3. What are the main contents of the Guidelines for Articles of Association?

　　The Guidelines for Articles of Association consists of 14 chapters and 82 articles, which improve the necessary clauses that insurance companies should include in formulating articles of association. In addition to the contents required by the Company Law and Opinions on Standardizing the Articles of Association of Insurance Companies, the main risk points in corporate governance operation are clearly defined.

　　The first is about the rights and obligations of shareholders. In addition to the basic rights enjoyed by shareholders, the Guidelines for the Articles of Association require the company to clarify that shareholders have the right to nominate directors and supervisors in accordance with laws, regulations and regulatory provisions, and set out specific nomination rules; It is clear that shareholders have the right to directly report to the CIRC when directors, supervisors and senior managers violate laws and regulations and cause losses to the company or damage the interests of shareholders. In addition to the basic obligations that shareholders should bear, it is clear that shareholders should take and cooperate with the regulatory authorities to take measures when the company’s solvency is insufficient, risk events or major violations occur; Clearly require that the pledge of shareholders shall not harm the interests of other shareholders and the company, and shall not stipulate that the pledgee or its related parties shall exercise the voting rights; It puts forward clear requirements for timely reporting of major changes in shareholders themselves and related relationships with other shareholders. At the same time, the fiduciary duty of the controlling shareholder is also required to be regulated in the articles of association.

　　The second is about the authorization mechanism. The Guidelines for Articles of Association respectively refine the specific functions and powers of the shareholders’ meeting and the board of directors, and authorize the company to formulate the functions and powers of the general manager according to the situation. For major foreign investment, major asset purchase, disposal and write-off of major assets that need to be reviewed and approved by the shareholders’ meeting, and related matters that need to be reviewed and approved by the board of directors within the scope authorized by the shareholders’ meeting, it is required to specify the specific quota ratio or specific content scope in the articles of association. At the same time, it is clear that the statutory authority of the shareholders’ meeting shall not be exercised by the board of directors or other institutions or individuals through authorization, and the statutory authority of the board of directors shall not be granted to the chairman or other individuals in principle. If necessary, it shall be authorized on a case-by-case basis.

　　The third is about the voting resolution mechanism. The Articles of Association Guidelines specify the specific matters that need to be passed by ordinary resolutions or special resolutions at the shareholders’ meeting, the avoidance principle and voting rules of related shareholders when the shareholders’ meeting and the board of directors consider related transactions, and the voting rules for the election of directors and supervisors at the shareholders’ meeting. It is stipulated that when considering related party transactions, related directors shall not exercise voting rights, nor shall they exercise voting rights on behalf of other directors. Related shareholders shall not participate in voting, and the number of shares with voting rights they represent shall not be counted in the total number of valid votes. It is clear that if the company has a single shareholder (related shareholders or concerted parties) holding more than 50%, the cumulative voting system shall be implemented when electing directors and supervisors. Regarding the voting rules of the board of directors and the board of supervisors, the company is also required to stipulate them in the articles of association in accordance with relevant regulatory provisions.

　　The fourth is about independent directors and the board of supervisors. The Guidelines for Articles of Association require the company to specify the nomination method, duties and rights, dereliction of duty and corresponding punishment measures of independent directors in the articles of association. The company is required to specify in its articles of association that independent directors should review the fairness of major related party transactions, the implementation of internal review procedures and the impact on the rights and interests of the insured, and submit to the board of directors special powers such as convening an extraordinary general meeting of shareholders, proposing to convene the board of directors, and independently hiring external audit institutions and consulting institutions. It is stipulated that independent directors should express their opinions on special matters, and if they abstain or vote against related matters, or think that there are obstacles to expressing their opinions, they should submit written opinions to the company and report to the CIRC. The "Guidelines for Articles of Association" put forward requirements for the relevant duties, rights and obligations of supervisors and board of supervisors, and required the company to regulate them in the articles of association.

　　The fifth is about special matters of corporate governance. The Guidelines for Articles of Association require the company to specify the replacement and replacement mechanism of the main responsible persons such as the chairman and general manager in the articles of association to ensure that key positions and key personnel perform their duties in place. The company is required to conclude a "living will", and in the articles of association, the situation of corporate governance mechanism failure, the corrective measures that the company can take and the procedures for applying for supervision and guidance from the CIRC when the internal corrective procedures cannot solve the problem are listed in advance. It stipulates that the company, shareholders who individually or collectively hold more than one third of the company’s shares, and more than half of the directors have the right to apply to the CIRC for supervision and guidance of the company. At the same time, from the perspective of solvency supervision, the company is required to stipulate the terms promised by shareholders in the articles of association under certain circumstances. In the case of insufficient solvency of the company or the order of the China Insurance Regulatory Commission to increase capital, shareholders who cannot or do not increase capital should agree with other shareholders or investors to adopt reasonable plans to increase capital.

　　4. What is the scope of application of the Articles of Association Guidelines?

　　Considering the different organizational forms of insurance companies, there are great differences in corporate governance structure and operation. Therefore, the Articles of Association Guidelines are standardized with the articles of association of joint-stock insurance companies as the version, and the scope of application is joint-stock insurance group (holding) companies, insurance companies and insurance asset management companies, and other organizational forms of companies refer to it. Listed insurance companies should also comply with the relevant provisions of the China Securities Regulatory Commission on the articles of association of listed companies.

　　V. What are the next steps after the promulgation of the Guidelines for Articles of Association?

　　The publication of the Articles of Association Guidelines is of great significance to guide insurance companies to establish a healthy corporate governance structure and form a good corporate governance operation mechanism, and is an important measure to further strengthen the supervision of insurance companies’ governance. In the next step, around the promulgation of the Articles of Association Guidelines, we will focus on the following tasks: First, we will require the company to formulate or modify its articles of association in accordance with the requirements of the Articles of Association Guidelines. For those who apply for the preparation and opening acceptance of an insurance company, the draft articles of association shall be drafted or revised according to the requirements of the Articles of Association Guidelines, and other insurance companies shall make corresponding amendments to the articles of association before the end of 2017. Second, the company is required to explain the contents of the Articles of Association Guidelines. Under the premise of not violating the laws and regulations and the requirements of the Guidelines for Articles of Association, insurance companies are allowed to add contents to the Articles of Association or make changes in words or order to the contents stipulated in the Guidelines for Articles of Association, but the added or modified contents should be explained. Third, based on the Guidelines for Articles of Association, the examination and approval of articles of association of insurance companies will be carried out, and the compliance with articles of association will be taken as the starting point to effectively improve the compliance and effectiveness of insurance company governance.

The Advanced Deeds of Comrade Chu Liyun, the 10th ＂Top Ten Soldiers’ Mothers＂ in Shandong Province

Life photo

Commendation photo

Free clinic consultation

Chu Liyun, female, born in July 1966, enlisted in the army in July 1981, with a level 5 professional skill. She is currently the chief nurse and head nurse of the Third Division of the Cadre Ward of the 401st Hospital of the People’s Liberation Army, and is the mother of Comrade Zhang Xuejiao at Qingdao Frontier Inspection Station. Since graduating from the military academy in 1984, this comrade has been rooted in the clinical front line for 33 years, showing the value of life by caring for patients, improving the quality of work by continuous exploration and enterprising, interpreting angel’s love with scientific human management, and silently doing nursing work in ordinary posts to the extreme, practicing the Nightingale spirit with practical actions of respecting every patient and being kind to every life. Because of outstanding work achievements, He has been rated as "Top Ten Nurses", "Excellent Nurses", "Excellent Head Nurse" and "Excellent Communist party member" in the hospital for many times, and has been awarded many honorary medals such as "Advanced Woman" and "Ideal Shines in the Post" by the Navy North Sea Fleet. For three years in a row, it has been rated as "excellent service star" in Qingdao health system, "civilized worker" in Qingdao health system, "good nurse satisfied by the people" in Qingdao, the fourth "Li Guimei’s good nurse" nursing outstanding contribution award in Qingdao, and Qingdao "Adhere to the clinical good nurse for 30 years and the "most beautiful head nurse" in Qingdao; He was awarded the title of "Excellent Nurse" and "Excellent Nursing Worker" in the Ninth Branch of jinan military area command for many times, and won the third-class merit three times.

Filial piety to parents-in-law, caring for husband and teaching daughter are the "wife’s help" in the neighborhood.

Shortly after Chu Liyun got married, his father-in-law was diagnosed with advanced esophageal cancer, and he could not eat through his mouth, so he could only maintain his life by intravenous infusion. Because her family agreed to hide her illness from her father-in-law and refused to send her father-in-law to the hospital, Chu Liyun took the initiative to assume the responsibility of home care. No matter whether she worked at night shift in the unit or worked at night shift, no matter whether it was windy or snowy, she took a trip every day and rode her bike to and from more than 20 kilometers. More than half a year after her father-in-law died, she never stopped. When my father-in-law died, he left a last wish that "her lover must apply for graduate school." To this end, she has undertaken almost all the housework and tried her best to support her lover to concentrate on studying for master’s and doctoral students. In six years, she spent a lot of time together. While working, she took care of her ailing mother-in-law, while taking care of her daughter’s preschool education, and cultivated her daughter’s interests in dance, calligraphy and painting. Her paintings and calligraphy won the first and second prizes in the National Children’s Painting and Calligraphy Competition. After enlisting in the army, Zhang Xuejiao gave full play to his literary and artistic expertise, and directed more than 10 special cultural programs such as dance and allegro, which were performed in the cultural performances of provincial offices, corps and Qingdao Cooperation Zone successively, and won unanimous praise from officers and men.

Benevolence and kindness nursing are recognized as "service stars" by doctors and patients.

As the head nurse in the cadre ward above the military level, I can’t remember how many different roles she played — Granddaughter, daughter, sister, comrade-in-arms … … In 2015, a 97-year-old veteran cadre was unconscious due to a sudden cerebral hemorrhage. She took meticulous care of her like a baby. She lived in the department for several days and guarded her bed. After the veteran cadre woke up, she heard about this and pointed to her wife. Emotionally said: "This is our own daughter!" . When she was discharged from the hospital, she was specially presented with a banner, which read "To Head Nurse Chu Liyun: She is extremely enthusiastic about her comrades and is active and responsible for her work". In addition, she insisted on visiting newly admitted patients within 12 hours, patrolling the ward at least twice a day on weekdays and at least once a day on holidays, keeping abreast of patients’ needs and doing her best to solve problems for patients; She insisted on taking the initiative to leave her mobile phone number for every hospitalized patient, and turned it on 24 hours a day, so as to be responsive, answer questions and be on call.

In 2002, as one of the first nurses sent abroad to study in the hospital, she went to Japan to study clinical nursing and nursing education. After returning home, she eagerly updated her knowledge, assiduously studied related rehabilitation skills, and applied the early rehabilitation concept of cerebrovascular disease to clinical work, which was highly recognized by her peers. In 2006, she was selected by the hospital and sent to the special training center of Run Run Run Shaw Hospital affiliated to Zhejiang University for venous catheterization technology. After strict examination, she successfully obtained PICC technical qualification certification, and now she has successfully placed catheters for more than 1,000 patients, improving the level of venous treatment in the hospital. A patient from Taiwan Province was in hemorrhagic shock due to sudden upper gastrointestinal bleeding, and her blood pressure could not be measured. She quickly and skillfully performed central venous catheterization for him through femoral vein, established a safe venous passage, and transfused 3000ML for 2 hours, saving the patient’s life. A patient with esophageal cancer survived for nine months after PICC intubation, and his family regarded PICC intubation as a life channel. The diligent pursuit of her career has yielded fruitful results. She once participated in the "First Naval Nursing Technology Competition" on behalf of the hospital and won many awards such as individual event, pentathlon and group. Also won the first prize in Qingdao vein indwelling needle competition. In addition, she has served as the coach and evaluation of nursing technology competitions organized by hospitals, logistics department of Qingdao base, Qingdao base, North Sea Fleet Air Force, North Sea Fleet and Qingdao for many times, and trained many nursing technical backbones for grass-roots health units of the army.He has published 20 professional papers and 5 monographs by the first author, and successively won one third prize for military medical achievements, four third prizes for military scientific and technological progress, one second prize for Qingdao scientific and technological progress, one third prize for Shandong scientific and technological progress, two national utility model patents and one national invention patent.

Chu Liyun’s selfless, selfless and conscientious professionalism has brought her a personal influence. Zhang Xuejiao worked hard in her post and worked hard for many years. In 2015, she was commended as an "advanced individual in law enforcement" by the Border Defense Bureau of the Ministry of Public Security.

Perseverance, courage and responsibility are the "loving elder sister" respected by officers and men.

During his 36-year military career, Chu Liyun has participated in military medical support tasks many times. In December 2015, she was nearly 50 years old. With the strong support of her family, she actively requested to participate in the 22nd escort mission of the Navy and served as the party branch secretary of the medical team. During the seven-month mission, he not only withstood the severe physical and mental tests of various complex sea conditions, but also took the lead, actively participated in various exercises, and always served every officer and soldier patiently and meticulously with full work enthusiasm. Take the initiative, carry out health knowledge teaching, and organize self-help and mutual rescue training and competitions for officers and men in war injuries. Actively participate in the rescue and care of the fishermen of the "Zhangyuan" in the Gulf of Aden. In every medical emergency, she always takes the lead and rushes to the front, showing the good image of female soldiers in China. Many media, such as People’s Navy Daily and Zhongxin. com, have given special reports, and the escorted officers and men are affectionately known as "loving big sisters". Mother and daughter always encourage each other tacitly, whether they are concerned about their daughters during the voyage across the equator or worried about their mothers in the Gulf of Aden mission area. They are both close friends and like-minded comrades-in-arms. Zhang Xuejiao proudly said: "Mom is escorted by one person, and our whole family is glorious. My mother has set a good example for me as a revolutionary soldier, and I will work harder like my mother. " Engaged in information legal work, often have to work overtime,Sometimes she works continuously until late at night. Zhang Xuejiao never complains that she is tired and full of energy.

Enthusiastic public welfare and selfless dedication are the "most beautiful head nurses" praised by the masses.

Years of work practice have made Chu Liyun feel that as a head nurse, it is far from enough to rely on one’s love, patience and compassion. Only by bringing out an excellent nursing team, cultivating a group of excellent nursing talents and creating a series of advanced nursing cultures with a responsible attitude, scientific management and innovative spirit can we be truly responsible for the nursing cause. And she is willing to devote her life to this great and beloved cause. The nursing group led by her has been rated as "advanced clinical teaching department", "excellent training department" and "advanced nursing unit" for many times. "Standardized nursing unit with high quality service", the "excellent nursing unit" of the ninth branch of the Joint Logistics Department, was jointly commended by the Ministry of Health of the People’s Liberation Army General Logistics Department and the Ministry of Health in 2010 as "demonstration ward with high quality nursing service". In 2014, it was named "Top Ten Outstanding Nursing Teams" in Qingdao. The "Rose in the Army" initiated by her — The Nightingale Nursing Volunteer Service Team of 401 Hospital often uses holidays to go deep into street communities to carry out free clinic activities for the people, carry out health education and rehabilitation guidance, and is welcomed by the masses. She has lived for decades,Leading nurses to regularly and voluntarily replace catheters, fistulas, nasal feeding tubes, PICC catheter maintenance, skin and wound care for patients with mobility difficulties after discharge. Many patients said in thank-you letters: "The head nurse thought of the front of the patient and did it in the patient’s heart!" Other patients’ families embroidered "meticulous care and consideration" on the banner. She also often uses her rest time to go to nursing homes for nursing business guidance, persistent dedication, and convey the warmth of angels with true love. In May this year, Comrade Chu Liyun won the title of "the most beautiful head nurse" in the activity of "Looking for the most beautiful head nurse" carried out by Qingdao News Network.

Go to China! Four Indian pharmaceutical giants assembled to enter the 500 billion generic drug market.

Author Mao San

"Welcome China’s decision. It is only the beginning, and the road is still very long. " This is an excerpt from a reader’s comment in The Times of India, when China announced the cancellation of import tariffs on 28 kinds of medicines.

Let’s look at the British media writing in the article "China strives to lower drug prices, Indian pharmaceutical companies take advantage of the situation to come to China". "China has ambitiously launched drug procurement plans involving many cities to help reduce drug prices, which also opens up competitive opportunities for Indian drug manufacturers."

It is not difficult to find that with the gradual relaxation of national restrictions on imported drugs, especially after the introduction of the "4+7" procurement policy, India, known as the "world pharmaceutical factory", is eager to try the China market.

The bugle sounded and the army assembled. According to the data, since the "China-India Drug Regulatory Exchange Meeting" was held on June 21st, in less than two months, four Indian pharmaceutical giants have rushed to the China generic drug market.

One,Each has his own position and his own abacus.1. Sun Pharmaceutical: Expand its business in China in the next 6-9 months.

Sun Pharmaceutical Industries Ltd, the largest pharmaceutical factory in India and the fourth largest generic drug company in the world, took the lead in taking action.

On June 28th, Kang Zhe Pharmaceutical (CMS), through its wholly-owned subsidiary, signed a license agreement with Sun Pharmaceutical for Tildrakizumab and 0.09% cyclosporine A eye drops respectively. These two products are prescription drugs for psoriasis biotherapy and dry eye treatment respectively.It is also the first time that Sun Pharmaceutical has been allowed to enter the China market.

According to the agreement, Kang Zhe Pharmaceutical has obtained the exclusive license right to develop and commercialize the above two products in Greater China. The initial period of the agreement is 20 years from the first listing and sale of the products in the region, and can be renewed in an interval of three years after mutual consent.

According to the latest cooperation announcement, the cooperation between the two sides on generic products has covered 8 products.Covering a potential market of about $1 billion in Chinese mainland.Next, the two sides will further expand and deepen cooperation in the pharmaceutical market in China.

Founded in 1983 by Dilip Shanghvi, Sun Pharmaceutical is headquartered in Mumbai, Maharashtra, and has 30,000 employees worldwide. It is the largest chronic prescription drug company in India. Dilip Shanghvi once topped India’s rich list with a net worth of $22.5 billion and became the famous "king of generic drugs".

Today, Sun Pharmaceutical has produced more than 2,000 varieties and sold them in 150 markets around the world, covering the treatment of diseases in cardiovascular, psychiatric, digestive, respiratory and other fields.

This cooperation is regarded as an important breakthrough for Sun Pharmaceutical to enter the China market. "China has more than 65% of the generic drug market, and we will expand our business in China within 6-9 months," Dilip Shanghvi publicly stressed.This business will contribute "a certain proportion" to Sun Pharmaceutical’s total sales of $4 billion within three years., currently almost zero.

2. Sipura: once again put the China market into the planning map.

Followed by Cipla, India’s second-ranked generic drug manufacturer, its respiratory drugs ranked first in India.

On July 16th, Cipla, the European branch of Sipura, announced that it would set up a joint venture with Jiangsu Chuangnuo Pharmaceutical Co., Ltd. as a branch of Sipura in China to build a production base of inhalant products. According to the agreement,The two sides will jointly invest 30 million US dollars,Among them, Sipura European Branch holds 80% of the shares, and Jiangsu Chuangnuo Pharmaceutical holds 20%.

The two sides of this cooperation have deep roots. As early as 2004, Sipura and Shanghai Chuangnuo Pharmaceutical Group jointly established Jiangsu Xidi Pharmaceutical. It was not until 2014 that Sipura sold its shares and withdrew from the joint venture company. Jiangsu Xidi was later renamed Jiangsu Chuangnuo.

Sipura was founded in 1935 by Abdullah Hamid. Its truly world-famous event was in 2001. In that year, when anti-AIDS drugs were still monopolized by a few patent giants around the world, Sipura reduced its anti-AIDS drugs to $350 per person per year in Africa, less than $1 per day on average.

At present, Sipura’s business lines span respiratory, antiretroviral, urinary, heart and central nervous system fields, includingA number of well-known anticancer drugs including Iressa, Gleevec and Trocquer.The company has 44 production bases and more than 1,500 products all over the world, covering more than 80 countries.

With the second cooperation with Chuangnuode, Sipura once again put the China market into its own planning map. "This cooperation in building a factory in China means that we have taken another important step," said Umang Vohra, global CEO of Sipura. China is an important direction for its development and will continue to explore various ways to establish a product portfolio including cancer drugs and other products in the future.

3. Strides Limited: A sales team of over 4,000 people will be promoted in China.

On July 29th, Sihuan Pharmaceutical Holding Group announced the establishment of a joint venture company with Indian pharmaceutical company Strides Limited to enter the China market to engage in drug registration and sales.

In this cooperation, both parties hold 51% and 49% shares respectively. Strides Limited will exclusively authorize Sihuan Medicine to register, declare, commercialize and distribute four major products in China, and it will supply them to the joint venture company through its manufacturing plants in India and Singapore.

According to public information, Strides Limited was established in 1990 and headquartered in Bangalore, India. The company has been listed on the Bombay Stock Exchange and the National Stock Exchange of India, and its sales and research and development product lines cover five major areas: cerebrovascular system, central nervous system, metabolism, tumor and diabetes. At present,It has seven production bases around the world, five of which have been certified by the US FDA.The other two are for emerging markets.

"The recent development of drug supervision in China has enabled differentiated high-quality generic drugs to be quickly approved, and itsThe portfolio with more than 140 products conforms to China application.Strides Limited said that after the four products of this cooperation, it can choose to further expand its product portfolio.

Next, Sihuan Medicine will use its sales team of more than 4,000 people and more than 3,000 distributors all over China to promote these four products.

4. Natco Pharma: The U.S. market is going down, seizing the opportunity to enter the China market.

On August 11th, Indian media reported that Natco Pharma hoped to expand its business scale in China in the face of the adversity of American generic drug market.

That is to say,Natco Pharma, the prototype manufacturer of the film Dying to Survive China-India Granin, will also officially enter the China market.As early as March this year, it was reported that Natco Pharma would cooperate with China institutions to start the BE clinical trial of Gefitinib.

Natco Pharma, founded in 1981.A well-known anticancer drug brand generic drug with many multinational pharmaceutical companies., including Novartis’s anticancer drug Gleevec, Novartis’s original research drug Zetai, AstraZeneca Iressa, Roche’s anticancer drug Trocquer, Bayer’s anticancer drug nexavar, and Gilead’s new scientific hepatitis C drug Propthone, etc.

Headquartered in Hyderabad, India, the top ten pharmaceutical company in Indian pharmaceutical industry started with a capital of only 3.3 million rupees (about 330,000 RMB). Today, it has 5,000 employees, 7 manufacturing plants and modern R&D laboratories around the world.

However, Natco Pharma’s main source of income depends largely on the United States.Take 2018 as an example. In this year, the US market contributed US$ 127 million to Natco, accounting for about 40% of the total revenue.

"It is hoped that the company will not only rely on the US market to get higher returns, but also the world, especially large developing countries, is a good strategy for the company to increase profits and share risks," said Rajeev Nannapaneni, vice chairman and CEO of Natco. It is time for Natco to enter the China market with the liberalization of policies and the reduction of tax rates.

Second,Desire for the China market

In fact, India has never stopped trying to enter the pharmaceutical market in China.

It is worth mentioning that in 1993, the Indian star company and the largest imitation pharmaceutical company, Rambosi, invested millions of rupees to set up a joint venture in China. Just,Due to strong barriers to entry, long-time commercial infrastructure and cost competition with local enterprises, Lamborghini finally withdrew.

Recently, since 2018, with the introduction of China’s "4+7" procurement policy, Indian pharmaceutical companies have once again tried to open the China market and accelerated their March:

In July 2018, India’s Anjovita Company invested 100 million US dollars to establish Anjovita Pharmaceutical Taizhou Co., Ltd.;

In December 2018, Alabin Pharmaceutical and Luoxin Pharmaceutical reached a cooperation to establish a joint venture in China to introduce high-quality and low-price drugs;

In February, 2019, China Reddy Laboratory Co., Ltd. applied for the bioequivalence test of clopidogrel bisulfate tablets to prepare for entering the market.

In this way, seven Indian pharmaceutical companies have definitely entered the China market in the past year. However, behind this swarming layout, it is reflected thatIn the past few decades, this huge Indian generic drug army sweeping the world has never been able to open up the China market.

According to statistics, during the period from April 2017 to March 2018, Indian pharmaceutical exports amounted to US$ 17.3 billion, of which 60% were exported to high-end markets such as Europe and America, and China only accounted for 1%.

Therefore, transnational illegal purchasing has always been the main way for Indian generic drugs to flow into China because they have not obtained the sales license in China. Behind this,The approval process is the biggest stumbling block for multinational pharmaceutical companies such as India to enter China.Because imported generic drugs are subject to clinical approval system, it takes several years to evaluate the consistency of a generic drug.

Take Sandoz, a generic drug subsidiary of Novartis, as an example. Its rosuvastatin tablet is the first imported generic drug approved for conformity evaluation in China. This drug was applied for clinical application in 2010, produced in 2014, and finally approved for conformity evaluation in 2019.The whole process lasted for ten years.

2018 should be an extraordinary year for Indian generic pharmaceutical companies. This year, thanks to the increasingly favorable conditions for importing generic drugs provided by a series of new drug administration reforms, India finally had the opportunity to set foot in China’s 100 billion generic drug market.

It is reported that at present, about 50 large Indian pharmaceutical companies have plans to enter the China market, looking for China partners, bringing their proud generic drugs to China and occupying the China market.

At present, the ambition of Indian generic pharmaceutical companies seems out of reach, but for domestic generic pharmaceutical companies, the days when they lie down and make money are completely over.

Interpretation of the spirit of the Third Plenary Session by Party School Experts’ Authority： Focus on Building a Socialist Cultural Power

　　The "Decision" of the Third Plenary Session of the 20th CPC Central Committee is a programmatic document guiding China to further comprehensively deepen reform in the new journey. In order to better understand and grasp the "seven focuses" reform goals put forward in the Decision, Xinhuanet Sike launched a series of "Interpretation of the Spirit of the Third Plenary Session by Party School Experts" to deeply explore the spiritual essence and reform requirements of further comprehensive deepening reform. The "Decision" proposes to focus on building a socialist cultural power. Wang Xuebin, a professor of literature and history teaching and research department of the Central Party School (National School of Administration), made an in-depth analysis of this issue.

On June 5, 2019, people took part in the dragon boat parade on Jinjiang River in Bijiang District, tongren city, Guizhou Province, to welcome the arrival of the Dragon Boat Festival (photo of drone). Xinhua News Agency (photo by Wu Weidong)

　　Xinhuanet Thinker: What is the significance of building a socialist cultural power for national development and national rejuvenation?

　　Wang Xuebin:The Decision of the Central Committee of the Communist Party of China on Further Comprehensively Deepening Reform and Promoting Chinese Modernization adopted by the Third Plenary Session of the 20th CPC Central Committee (hereinafter referred to as the Decision) focuses on building a strong socialist cultural country, and puts forward the goal of deepening reform in the cultural field at present and in the future. This deployment embodies the characteristics of highlighting the goal and giving consideration to all parties, combining the total score and advancing as one.

　　Building a socialist cultural power is an important foundation and prerequisite for building a socialist modern country in an all-round way and realizing the great rejuvenation of the Chinese nation. Since the 18th National Congress of the Communist Party of China, the CPC Central Committee with the Supreme Leader as the core has raised cultural construction to a new historical height, courageously explored and steadily advanced, greatly enhancing the cultural creativity of the whole nation and enhancing its cultural self-confidence. The 20th National Congress of the Communist Party of China put forward the goal and task of building a strong cultural country and significantly enhancing the country’s cultural soft power by 2035, and made major arrangements to promote cultural self-confidence and self-improvement and create new glories of socialist culture. The specific arrangements made in the Decision of the Third Plenary Session around the construction of a cultural power can be described as timely.

　　Culture plays an increasingly important role in the process of Chinese modernization. In the new stage of development, culture is an important content to promote the overall layout of "five in one" and the strategic layout of "four comprehensive" in a coordinated way. We must put cultural construction in a prominent position in the overall work and more consciously use culture to lead the fashion, educate the people, serve the society and promote development.

On January 2, 2021, readers read books in a library in Shaoyang City, Hunan Province. Xinhua News Agency (photo by Ceng Yong)

　　To implement the new development concept, build a new development pattern and promote high-quality development, culture is an important fulcrum. We must further develop and expand the cultural industry, strengthen cultural empowerment, and give full play to the role of culture in activating development momentum, improving development quality and promoting the optimization and upgrading of economic structure; Culture is an important factor to adapt to the historical changes of the main social contradictions in our country, meet the people’s growing needs for a better life and promote their all-round development. We must deepen the reform of the cultural system, expand the supply of high-quality culture, and let the people enjoy a richer, richer and higher-quality spiritual and cultural life. To meet the new wave of scientific and technological revolution and promote the development of quality change, efficiency change and power change, culture is an important field. We must accelerate the deep integration of culture and science and technology, better build advanced socialist culture with advanced and applicable technologies, reshape the mode of cultural production and communication, and seize the commanding heights of cultural innovation and development; Culture is an important soft power to cope with the unprecedented changes in the world, resolve new contradictions, meet new challenges and form new advantages in the complicated international environment. We must strengthen our strategic strength and tell the story of China well, so as to provide lasting and profound spiritual motivation for building a community of human destiny. Undoubtedly, all these tasks need to be gradually enhanced and finally realized by building a cultural power.

　　Xinhuanet Thinker: Why should we emphasize the fundamental system of adhering to the guiding position of Marxism in the ideological field in building a socialist cultural power? 　

　　Wang Xuebin:Ideological work is an extremely important work of the party, and it is a work for the country and the nation. At present, there are many challenges in the ideological field. Without a strong cohesive and leading socialist ideology, other reforms and constructions in the cultural field are out of the question, which will even affect the overall strategic situation of Chinese modernization. Therefore, we must adhere to the guiding position of Marxism in the ideological field, improve the ideological work responsibility system, continue to innovate the Marxist theoretical research and construction project, implement the innovation project of philosophy and social sciences, accelerate the construction of the discipline system, academic system and discourse system of philosophy and social sciences with China characteristics, and cultivate and expand the talent team of philosophy and social sciences. Vigorously promote the systematic reform of mainstream media, improve the public opinion guidance mechanism and public opinion response coordination mechanism; Continue to promote the normalization and institutionalization of ideal and belief education, and improve the institutional mechanism for cultivating and practicing socialist core values.

　　Xinhuanet Thinker: The "Decision" of the Third Plenary Session put forward that "the system and mechanism for the development of cultural undertakings and cultural industries should be improved". What aspects do you need to exert?

　　Wang Xuebin:The high-quality completion of a strong socialist cultural country is inseparable from the prosperity and development of cultural undertakings and cultural industries. After more than ten years of hard exploration, the reform of China’s cultural system has achieved fruitful results, and at the same time, new problems arising in the development process need to be dealt with and solved in time. The "Decision" takes deepening mechanism reform as the focus of reform in this field, and puts forward "optimizing the supply mechanism of cultural services and cultural products" and "establishing a mechanism for direct access to high-quality cultural resources", which is not only conducive to solving the outstanding problem of insufficient imbalance in cultural development in various regions, but also complementary to the deployment of urban-rural integration development; It puts forward "deepening the reform of state-owned assets and state-owned enterprises in the cultural field, and promoting the internal reform of cultural institutions by classification", focusing on the blocking points, difficulties and pain points of relevant units and institutions at present, and pointing out the direction of future breakthroughs.

On November 22, 2022, tourists visited the farmers’ painting exhibition hall in Linglong Bay, Shengfeng Village, Youchegang Town, Jiaxing, Zhejiang Province. Xinhua News Agency reporter Xu Yushe

　　Specifically, it is necessary to improve the level of public cultural services. We will fully prosper the press and publication, radio, film and television, literature and art, philosophy and social sciences. We will implement projects to improve the quality of literary and artistic works, promote the deep integration of media, promote the integration of urban and rural public cultural service systems, strengthen the construction of major national cultural facilities and cultural projects, and inherit and carry forward China’s excellent traditional culture.

　　At the same time, we should improve the modern cultural industry system. Adhere to the social benefits in the first place, social benefits and economic benefits are unified, deepen the reform of cultural system, improve cultural industry planning and policies, strengthen the construction of cultural market system, and expand the supply of high-quality cultural products. Implement the digital strategy of cultural industry, standardize the development of cultural industrial parks, and promote the integrated development of culture and tourism.

　　Xinhuanet Thinker: How to grasp the specific deployment of "promoting cultural prosperity and enriching people’s spiritual and cultural life" in the Decision?

　　Wang Xuebin:To build a strong socialist cultural country, we must always adhere to the direction of advanced socialist culture. To measure the quality and level of cultural prosperity, the most important thing is not to look at economic benefits, but to see whether we can provide more cultural products that can meet people’s cultural needs and enhance people’s spiritual strength.

　　The "Decision" clearly stated that "the people-centered creative orientation should be adhered to, the combination of achievements and talents, the integration of grasping works and grasping the environment should be adhered to, and the working mechanism of service, guidance and organization of literary and artistic creation should be improved", which is in line with the fundamental purpose of socialist literary and artistic work and the needs of current literary and artistic talent training and creative mechanism reform. It is put forward that "the coordination organization of cultural heritage protection and inheritance should be established, the supervision system of cultural heritage protection should be established, and the systematic protection and unified supervision of cultural heritage should be promoted", which conforms to the general trend of promoting the in-depth development of cultural heritage protection and inheritance; Emphasis is placed on "improving the system and mechanism for the deep integration of culture and tourism", which shows that with the vigorous development of "building tourism with literature and displaying literature with tourism", it is urgent to standardize and guarantee the system and mechanism.

This is a cultural relic excavated from Liangzhu Site exhibited in Liangzhu Museum (photo taken on April 18th, 2024). Xinhua News Agency reporter Xu Yushe

　　To sum up, many measures are aimed at improving the civilization level of the whole society, which is a very comprehensive goal. In the future, it should run through the three levels of the country, society and the public, and make efforts to improve the civilized quality of citizens, cultivate good social customs and enhance the quality of public civilization.

　　Xinhuanet Thinker: "Building a more effective international communication system", what aspects can we focus on?

　　Wang Xuebin:Based on a new historical starting point, and constantly improving the national cultural soft power, it is necessary to make Chinese culture and the values it contains go to the world, and run through all aspects of international communication and dissemination, so as to enhance the international community’s knowledge and understanding of Socialism with Chinese characteristics. The "Decision" pointed out that "building a more effective international communication system" focuses on promoting the reconstruction of the international communication pattern, deepening the reform and innovation of the international communication mechanism of mainstream media, and accelerating the construction of a multi-channel and three-dimensional external communication pattern; At the same time, accelerate the construction of China discourse and China narrative system, and comprehensively improve the efficiency of international communication. In addition, we need to build a practice mechanism of global civilization initiative, expand international humanities exchanges and cooperation, build a global civilization dialogue and cooperation network, enrich cultural exchange content and expand cooperation channels.

Meet the demand of over 20 million electric vehicles by the end of the 14th Five-Year Plan —— Build charging infrastructure moderately ahead of schedule.

A few days ago, the National Development and Reform Commission and other 10 departments jointly issued opinions to further enhance the service support capability of electric vehicle charging infrastructure, and made it clear that by the end of the "Tenth Five-Year Plan", China will form a moderately advanced, balanced, intelligent and efficient charging infrastructure system, which can meet the charging needs of more than 20 million electric vehicles.

According to the data of China Electric Vehicle Charging Infrastructure Promotion Alliance (hereinafter referred to as the Alliance), by the end of 2021, the number of public and private charging piles in China totaled 2.617 million, up 70.1% year-on-year. Tong Zongqi, director of the Alliance Information Department, said that the popularization of China’s charging infrastructure is very fast, and there will be a major breakthrough in 2022, and the service capability will be the core of the future competition in the charging infrastructure industry.

Private charging piles should be the main force

The data shows that in 2021, the number of charging piles installed on the vehicle in China reached 597,000, up 323.9% year-on-year, more than three times. Private charging piles are convenient to use, and the charging price is charged according to the civil electricity price standard of "combined users", which is relatively more favorable. Cui Dongshu, secretary-general of the National Passenger Car Market Information Association, believes that home charging is the development trend, and the overall structure of the future charging infrastructure should be mainly private charging piles, supplemented by public charging piles.

However, according to statistics and surveys, about 50% of car owners in China are unable to install charging piles in their communities at present, mainly because of "selfless home parking spaces" and "community properties are not allowed".

Tong Zongqi said that there are four main ways to solve the problem of residents charging in the community at this stage. First, unified construction and management, developers should do a good job in planning and unified construction management when building new communities; The second is the sharing of private piles; The third is to build public charging facilities in the community; The fourth is to build a storage and filling integrated station or a storage and filling integrated pile.

At present, special supporting policies have been issued in many places in terms of unified construction and management and private pile sharing. The Beijing Urban Management Committee recently drafted the Opinions on Strengthening the Construction and Management of Electric Vehicle Charging Facilities in Residential Areas, and solicited opinions from the society. The exposure draft proposes to strictly implement the proportion of charging facilities in new residential areas. The newly-built residential area project should strictly follow the planning and design standards to implement the requirements for the proportion of charging facilities or the expected installation conditions, and include the construction of charging facilities in the scope of project acceptance. The exposure draft also proposes that Beijing will provide power supporting services while accelerating the construction of charging facilities in residential areas, and encourage the sharing and utilization of self-use charging piles.

Many enterprises have made substantial progress in the construction of public charging facilities in residential areas. Kang Yong, chairman of Dupu (Suzhou) New Energy Technology Co., Ltd. told the reporter that since the establishment of the first Dupu E station in November 2020, the company’s related business has developed very fast. Up to now, it has covered more than 400 middle and high-end communities in China, and it is expected to cover more than 2,000 communities in 2022. In this regard, Tong Zongqi said that the unified construction of community public piles by operation service providers can not only effectively make up for the gap of private piles, but also facilitate the car owners to charge nearby, which is worth promoting.

Public charging piles are relatively concentrated.

There is a public charging station near the South Fourth Ring Road in Beijing, which mainly provides energy replenishment services for new energy vehicles in the surrounding Xinfadi market and several residential areas. Even in the early hours, the utilization rate here is basically maintained at 100%.

Li Cheng, who lives nearby, often comes here to charge his car. He told reporters that the overall feeling is that the distribution of charging piles in Beijing is relatively concentrated, with more urban areas and fewer suburbs, more charging piles in new facilities and fewer charging piles in old communities.

Centralized layout is not only the reality of Beijing, but also the current distribution of public charging piles in China. Judging from the alliance data, it is mainly reflected in two aspects. One is the relative concentration of regions. From a national perspective, the number of public charging piles in the top ten regions accounts for over 70%. The other is that operators are relatively concentrated.

By the end of 2021, the number of public charging piles operated by national charging operation enterprises exceeded 100,000, including Star Charging, Special Call, State Grid and Yunkuai Charging. The total number of public charging piles in these four head enterprises reached 850,000, accounting for 74% of the total.

According to the relevant person in charge of TELD New Energy Co., Ltd., up to now, the accumulated charging capacity of the company has exceeded 11 billion kWh. At the same time, the country’s largest Internet cloud platform for charging industry has been built, with 350,000 charging piles connected to the platform, with an average daily charging capacity of 12 million kWh and 15,000 service enterprises.

Tong Zongqi said that the public charging field is divided into two types: B-end operating vehicles and C-end private cars, and B-end vehicles generally have their own charging stations or fixed charging stations. The charging problem of this part of the car has been basically solved. At present, the problem mainly focuses on the difficulty of charging people’s own cars. This requires car owners to plan in advance, and also requires relevant operating companies to gradually improve their services.

Double the number of power stations

The main way to replenish energy for new energy vehicles is to change electricity. In the past two years, the power exchange mode has been heating up, and even Contemporary Amperex Technology Co., Limited, a battery head enterprise, has recently announced that it will cut into the power exchange track.

By the end of 2021, there were 1,298 power stations in the top ten areas of China, which doubled compared with 2020. The top three operators are Weilai, Aodong and Hangzhou Botan. In the past year, Weilai has obviously accelerated the construction of power stations, with an increase of 614 power stations in 2021.

At the policy level, power exchange has also ushered in new benefits. On February 10th, the National Development and Reform Commission and the National Energy Administration issued the Opinions on Improving the System, Mechanism and Policy Measures of Green and Low-carbon Energy Transformation, demanding to improve the clean alternative policy of energy in the transportation field. We will promote large-capacity electrified public transport and clean energy vehicles such as electricity, hydrogen energy, advanced bio-liquid fuel and natural gas, improve the layout and service facilities of charging and replacing electricity, hydrogenation and gas filling (LNG) stations, and reduce the energy cost of clean energy in the transportation field.

Tongzongqi analyzed that for enterprises, changing power stations requires high construction costs and maintenance costs. Generally speaking, power exchange may be more suitable for the commercial field, and it plays a more auxiliary role in the C-end market.

Cui Dongshu also said that the power exchange mode can bring good experience to high-end users and users in special scenes such as mines. However, the disadvantages are also obvious. Because there is almost no room for expansion of the structural freedom of the battery in vehicle design, it is very difficult to adapt all models.

Tong Zongqi believes that the travel scenarios and charging requirements of different models are different, and the charging infrastructure is also different. More attention should be paid to how the charging scenarios can serve more car owners.

"Overall, with the rapid development of new energy vehicles, there are many new opportunities in the field of charging and replacing electricity." Cui Dongshu said that the competition of charging and replacing systems in some places is fierce, which will also promote the development of new energy automobile industry in China to some extent. (Reporter Liu Wei)

Do individual insurance companies play ＂tricky＂, ＂benefit farmers＂ or ＂pit farmers＂

　　Policy-oriented agricultural insurance is an important policy to benefit farmers by providing premium subsidies by the government to resolve agricultural production risks. However, the reporter took stock of the administrative punishment decisions made by local insurance regulatory bureaus in 2016, and found that individual insurance companies played a "tricky" role in agricultural insurance business, which led to the phenomenon of "benefiting farmers" in some areas.

　　Many farmers strongly appeal that the effect of the national policy of benefiting farmers should not be greatly reduced because of the illegal operation of individual insurance companies. Only by strictly investigating the "catty" in agricultural insurance and severely punishing illegal insurance companies and related responsible persons can the policy of benefiting farmers be guaranteed.

　　Several branches of PICC P&C Insurance in China were fined.

　　In 2016, several branches of China People’s Property Insurance Co., Ltd. were successively punished by the local insurance regulatory bureau for illegal activities in agricultural insurance business, which exposed all kinds of chaos in the current agricultural insurance field.

　　First, farmers were not paid according to actual losses. Typhoon Seagull landed in western Guangdong in September 2014, causing damage to some local rice and triggering insurance claims. In May, 2016, Guangdong Insurance Regulatory Bureau made an administrative penalty decision on Maoming Branch of China People’s Property Insurance Co., Ltd., because in this insurance claim, some rice insurance businesses of the company did not perform their compensation responsibilities strictly according to the actual damaged area of farmers, and there was an average compensation behavior.

　　Zhu Weizhong, director of the Property Insurance Supervision Department of Guangdong Insurance Regulatory Bureau, said: "In this case, the insurance company randomly selected 3-5 villages in each town, and 3-5 farmers in each village. According to the random inspection of farmers’ risk area and loss degree, the risk area and loss degree of farmers in the whole village were calculated, and the compensation was made accordingly. The village was not surveyed and the loss was determined according to the regulations."

　　The relevant person in charge of the Rural Insurance Division of China People’s Property Insurance Company Guangdong Branch said that the regulatory authorities punished the company mainly because the company did not strictly investigate the village and determine the damage to the households in this case, but only determined the damaged area and loss rate of the whole village according to the disaster situation of some farmers, and paid all the farmers who reported the case according to the loss rate.

　　The second is to compile false claims information. In September 2016, Henan Insurance Regulatory Bureau made an administrative penalty decision on Zhumadian Branch of China People’s Property Insurance Co., Ltd., and found that Zhumadian Branch of China People’s Property Insurance Co., Ltd. had an illegal act of compiling false claims data. The illegal facts are as follows: In the 12 peanut insurance claims and 32 wheat insurance claims of Zhengyang County Branch of Zhumadian Branch of China People’s Property Insurance Co., Ltd. in 2015, there was a problem that the same camera took photos in two different towns at the same time.

　　The administrative penalty decision issued by Jiangxi Insurance Regulatory Bureau in July 2016 showed that the Insurance Regulatory Bureau imposed administrative penalties on the related companies and their responsible persons in view of the irregularities of Wanzai Branch of China People’s Property Insurance Co., Ltd. and Yuanzhou Branch of China People’s Property Insurance Co., Ltd. in 2014, such as compiling false claims data in the course of agricultural insurance business.

　　The third is to expand the compensation fee to offset the premium. Hunan Insurance Regulatory Bureau made an administrative penalty decision on Lianyuan Branch of China People’s Property Insurance Co., Ltd. in May 2016. After investigation, it was found that the total amount of compensation for the six compensation cases of the company in 2014 with the number of CHSJ201443250300000205 was 66,492.9 yuan, of which 18,832.64 yuan was used to return the premiums that the village cadres should pay.

　　Where did the repeated illegal operations come from?

　　During the Twelfth Five-Year Plan period, China’s insurance service agriculture modernization achieved remarkable results, providing 6.5 trillion yuan of risk protection for 1.04 billion households and paying 91.4 billion yuan of compensation to 120 million households. In 2015, the main crops insured in China exceeded 1.45 billion mu, accounting for 59% of the national sown area. The average coverage rate of the three staple crops exceeded 70%, and 189 types of crops were insured.

　　Undoubtedly, agricultural insurance has made great achievements in leveraging social funds to effectively resolve agricultural management risks and support agricultural production. However, it should not be ignored that some insurance companies have repeatedly violated regulations, which has caused the phenomenon of "pit farmers" in some areas.

　　Maoming Branch of China People’s Property Insurance Co., Ltd. was administratively punished in May 2016, involving 121,700 mu of rice insured area and 21,300 mu of claims. For this compensation case, an expert’s appraisal opinion on the loss rate of disaster provided by Guangdong Branch of China People’s Property Insurance Co., Ltd. shows that the loss rate of yield per mu is 15%-23%.

　　The relevant person in charge of the Rural Insurance Division of China People’s Property Insurance Company Guangdong Branch said that in this case, the specific compensation standard for each mu actually paid to all farmers was: 400 yuan/mu ×100% (calculation standard of compensation per mu during the growth period) ×20% (average loss rate per mu) =80 yuan.

　　This means that in this case, the amount of compensation due to farmers whose actual loss rate per mu exceeds 20% is lower than the amount actually paid by the insurance company. By the same token, if the insurance company fabricates false materials and the loss degree is not determined accurately during the survey and damage determination, it will easily cause the amount that the insurance company should pay to be inconsistent with the actual compensation amount.

　　The relevant person in charge of the Rural Insurance Division of China People’s Property Insurance Company Guangdong Branch said that in this punished case, the company lacked the manpower for claim settlement, survey tools and on-site handling experience, so it could not effectively survey and determine the damage to households under the limitation of claim settlement.

　　Zhu Weizhong pointed out that in the catastrophe claims, the insurance company did not invest enough manpower and material resources to ensure that the claims process met the regulatory norms, which was the subjective reason for the illegal behavior.

　　The insurance company’s expansion of the compensation fee to offset the premium is related to the fact that the insurance amount of agricultural insurance does not cover the materialized cost and the farmers’ enthusiasm for participating in insurance is not high. The person in charge of an insurance company in Guangdong said that at present, the actual cultivation cost per mu of rice is about 1000 yuan, but the insurance amount of policy rice insurance is only 400 yuan/mu. In the event of a major disaster, calculating compensation according to the insured amount can not make up for the actual losses of farmers, resulting in low enthusiasm of farmers to pay premiums.

　　A village cadre who works as a part-time insurance coordinator in Guangdong said: "Some farmers, I can’t find anyone after riding a motorcycle for several times, and the money burned is more than the premium to be collected. Sometimes I would rather pay the premium for farmers." When the premium paid by town and village cadres is difficult to recover from farmers and cannot be reimbursed by insurance companies through normal channels, insurance companies and local town and village cadres often conspire to obtain compensation by falsely reporting or expanding insurance accidents, and then distribute the compensation again, some of which are sent to farmers and some of which are sent to town and village cadres to offset the premium paid before.

　　The weak management of the grass-roots team of agricultural insurance also leads to frequent violations of agricultural insurance. The reporter learned from the investigation at the grassroots level that the landing of agricultural insurance at the grassroots level mainly depends on township and village cadres. Most of these personnel lack professional knowledge and training in related insurance business, and there is a contradiction between the actual business level and the actual demand.

　　Agricultural insurance calls for innovation drive.

　　The reporter learned in some rural areas that in some places, young and middle-aged laborers go out to work, and most of the people left behind in rural families are old people, women and children. Most of the income from breeding is not the main source of income for families. Insured farmers pay little attention to agricultural insurance underwriting claims, and farmers’ awareness of rights protection is relatively insufficient.

　　Yi Jiaming, a big rice grower, pointed out that we should further increase the propaganda of agricultural insurance policy, continue to increase the amount of insurance, cover the materialized cost of agricultural production, improve the enthusiasm of farmers to participate in insurance, and increase the attention and supervision of claims. Insurance companies should also widely publicize agricultural insurance policies and agricultural insurance underwriting and claims information through radio, television, internet, SMS and other means to protect farmers’ right to know.

　　Zhu Weizhong suggested that the insurance regulatory authorities continue to focus on agricultural insurance compliance management, forcing insurance companies to increase resource input, improve business processes and standardize practical operations. At the same time, for the Pratt & Whitney insurance with a large number of insured households and a small average household area, as well as the claims for severe disasters such as super typhoon, the operating standards should be further refined according to the actual situation, so that insurance companies can make claims quickly, meet the needs of local governments and farmers, and meet the regulatory norms of agricultural insurance.

　　Insurance companies undertaking agricultural insurance business should speed up product innovation. At present, the underwriting of agricultural insurance is prone to moral hazard and adverse selection, and most of the losses are determined by manual survey, which is costly, difficult and inefficient, easily causing disputes and even damaging the legitimate rights and interests of farmers.

　　The relevant person in charge of the Rural Insurance Division of China People’s Property Insurance Company Guangdong Branch suggested that policy agricultural insurance should be gradually changed from traditional agricultural insurance to agrometeorological index insurance. "Agricultural meteorological index insurance only needs to pay compensation according to various meteorological data provided by local authoritative meteorological agencies, and there is no need to conduct house-to-house survey to determine losses, which will greatly reduce the management cost and operation difficulty of policy-based agricultural insurance and improve the efficiency of claim settlement." He said. (Odianqiu)

2023 Mercedes-Benz G500 local tyrant gold atmosphere luxury eye-catching invincible

After reading, please call the AMG Customer Manager Zhou at the bottom of the article (the same number on WeChat) for details!

135 Micro 2037 letter 7874 same. The 2023 Mercedes-Benz 0 has been completely redesigned to follow the original shape, but LED lighting technology has been added, and the round headlights and classic shape turn signals at both ends of the front can be retained. It provides a sense of orientation when parking, and the C-shaped tail lights are also loyal to the previous work. The rearview mirror has also been replaced with a more aerodynamic design of the round shape, which should be able to reduce the wind noise intrusion during driving.

The official guide price of the 2023 off-road vehicle:

23 Mercedes-Benz G500 guide price: 1.892 million yuan

23 Mercedes-Benz AMG G63 guide price: 2.547 million yuan

23 Mercedes-Benz AMG G63 55th Anniversary Edition Guide Price: 2.8155 million yuan

23 Mercedes-Benz AMG G63 matte black with guide price: 2.8579 million yuan

23 Mercedes-Benz AMG G63 cement ash full with guide price: 2.8579 million yuan

23 Mercedes-Benz AMG G63 matte platinum gray with guide price: 2.8579 million yuan

23 Mercedes-Benz AMG G63 matte magic flame green full with guide price: 2.8579 million yuan

2023 Mercedes-Benz G500 Compared to the old G series, the front face of the new Mercedes-Benz G500 is rounded. Many new bumpers are more refined and look stronger. The middle net is changed to a chrome-plated design, and the iconic solid logo of Mercedes-Benz indicates that this car is equipped with ACC adaptive cruise and 360 change effects. Ring shadow 20 wheels, 4.0T, V8, 9 speed, sunroof, front MB: 13 leather seats ventilated 5203 heated massage, rear 778 seats plus 74 hot full LCD meter geometric beam of light headlights, LED daytime running lights, 64-color ambient lights, automatic air conditioning, Voice of Berlin sound, three differential lock reflection front and rear electric eyes, radar ranging, parallel assistance, pedal, rearview mirror electric folding.

The 2023 Mercedes-Benz G500 has a square body, a non-bearing body with a trapezoidal architecture, three 100% differential locks, and a low-speed off-road drive mode. These classic off-road elements will never fade. At the same time, the designer hopes to further improve off-road performance in terms of data indicators. To this end, the new Mercedes-Benz G-Class has higher ground clearance (the minimum ground clearance is increased by 6mm, reaching 241mm.), greater wading depth (the wading depth reaches 700mm, an increase of 100mm than in the past.), greater approach angle and departure angle. Approach angle 31 °, departure angle 30 °, both increased by 1 degree.

The 2023 Mercedes-Benz G500 has been newly remodeled with a luxurious interior. The excellent quality and exquisite craftsmanship are vividly reflected in the car. The excellence of details is an important principle in the interior design. The car is decorated with dark tones and mahogany, the black leather sports seats are very comfortable, and the steering wheel is decorated with high-end leather wraps, which is extremely delicate to the touch. The console with mahogany decoration is stable and atmospheric, while improving the overall texture.

The new Mercedes-Benz G500 has been newly remodeled with a large central control screen and instrumentation part. It also adopts a double 12.3-inch giant screen full of technology. The trend of air conditioning has also been changed to a redesigned barrel type, which greatly enhances the sense of luxury and technology. The body size is 4764 * 1867 * 1954, the front and rear wheelbase is 2850mm, the minimum ground clearance is 205mm, the fuel tank volume is 96L, the fuel consumption is about 14.5L in the urban area of 100 kilometers, and the high speed is about 11L. The strong wedge-shaped feature and the eye-catching Mercedes-Benz logo make it feel his unrestrained gas when it is still.

The rear row of the 2023 Mercedes-Benz G500 has independent air conditioning, charging interface, seat configuration with headrest, and cup holder in the center armrest. The rear seat can adjust the angle of the backrest, and also has a heating function to support proportional reclining. The Mercedes-Benz G500 model has no comparable off-road function. With the purest driving experience, it is favored by victorious people. In the off-road family, the Mercedes-Benz G500 is also the only model that has won the reputation of distinguished off-road vehicles.

[Provincial Market Supervision Bureau] Shaanxi standardizes the marketing behavior of takeaway merchants to prevent food waste

Our province will urge online catering platforms to optimize marketing rules and agreement rules, publish appropriate order consumption reminders in prominent positions on the relevant APP and Mini Program’s meal display, order submission, order completion pages, etc., reasonably determine the minimum price of meals, and optimize the price-break discounts collection mechanism; guide online catering platforms to embed standards related to the prevention of catering waste into all aspects of platform operation, establish and improve the catering waste self-inspection system and consumer information feedback mechanism, and promptly correct non-standard marketing behaviors; urge catering takeaway merchants to formulate and improve marketing norms, strengthen dynamic management of food procurement, storage, processing, and meal supply, and supervise their standardized marketing behaviors. Consumers must not be induced or misled to order too much; actively promote food safety sealing and reduce distribution Catering waste caused by pollution, damage, etc. during the process.

Our province will also increase the supervision of anti-food waste, combine daily supervision and inspection of food safety with the prevention of food waste, and carry out it simultaneously. Adhere to the combination of online and offline, and focus on checking whether platforms and merchants have prompts to remind them that their responsibilities are not implemented, induce consumers to order too much, and whether there is serious food waste in offline business places. Strengthen administrative guidance for illegal platforms and merchants. Continue to carry out "random restaurant inspection" activities, conduct random inspections on merchants’ implementation of the food waste prevention system, and check the implementation of "small dishes", "half dishes" and meal portions.

"We will also urge catering companies to incorporate the prevention of food waste into the food safety’daily control, weekly investigation and monthly dispatch ‘system, and strengthen self-inspection and self-correction. At the same time, in accordance with the principle of both corrections and equal penalties, we will correct violations of laws and regulations such as inducing excessive orders in accordance with laws and regulations," said She Dayong, director of the food business safety supervision and management department of the provincial market supervision bureau.(Reporter: Xu Ying)

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What is summer like in Inner Mongolia?

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① Honghaizi, Badain Jaran Desert, Inner Mongolia

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② Inner Mongolia · Hulunbuir Grassland

Hulunbuir in summer is proudly showing her beauty to the world. Unlike the bustling and busy Beijing, Shanghai and Guangzhou, it has a unique seasonal schedule and slow pace. Her beauty, her tune, her unique customs, and her vast melodiousness are all worth your slow taste. Hulunbuir in summer is a holy place to escape the heat, and various colors echo each other, forming Hulunbuir’s unique summer scenery.

③ Inner Mongolia · Xiangsha Bay

I want to go to Xiangshawan and live a free and easy life. A desert trip is desirable, the temperature is suitable, the sun is just right, you can lie unscrupulously under the blue sky, close your eyes and relax, open your eyes is the vast desert sea… Ride a camel and walk in this boundless sand sea, feel the wind and freedom~

④ Inner Mongolia · Arshan

The canyon is the best choice for summer escape. The Arshan canyon is the largest volcanic remnant in the Arshan area. The subducting lava breaks after being cold and condensed, and has undergone millions of years of life on the lava surface. The glaciers and icefall landscapes formed by it can still be seen "summer glaciers" even in summer.

⑤ Inner Mongolia · Alxa Dream Grand Canyon

The Grand Canyon of Dreams is located in the southwestern remnant of Yinshan Mountain in the town of Orenbrag, Alxa Left Banner, and is known as the "Colorful Mountain" by local herdsmen. The most magnificent time is against the backdrop of the setting sun, the mountain is colorful and colorful, like colorful prayer flags, like a dream, like a dream, like a fascination.

(6) Wuliangsuhai, Inner Mongolia

Wuliang Suhai is such an existence: "Pearls are scattered on the edge of the Yellow River, the water and sky are a hundred miles away, the blue sky is blue and a hundred birds are singing, and the reed flowers are swaying and shining with silver light". When the sun sets, Wuliang Suhai has a charming scenery, and the sunset is sprinkled on the water, making people just want to stay here.

The former king of Asia, 56-year-old Ren Xianqi, has become popular again, and he just wants to age gracefully

A single "Brother Qi" evoked many people’s memories, and a sentence "You are always too soft-hearted" made countless post-70s and post-80s couldn’t help but hum the melody softly.

Ren Xianqi, who is now 56 years old, is really a veritable "brother" among the male stars participating in the variety show.

He spoke in a familiar voice. The years did not make him more vicissitudes, but filled him with fashionable charm.

The road to fame of Ren Xianqi is always full of legends and hardships.

Once a generation of heavenly kings, he has returned…

The picture comes from the Internet

Unexpected choice

Someone said: If Ren Xianqi grew taller, wouldn’t there be no current king? But how can there be so many ifs in this world.

Ren Xianqi has always been passionate about basketball in high school, and at that time he always thought he would find his place on the sports court.

Perhaps because he did not have a deep connection with professional basketball, he had to give up because of his height. However, sports helped him in another way. Later, he was sent to college with the first place in sports.

After going to college, he still adhered to his own sports path and participated in the Olympic Winter Games many times. Perhaps God had arranged another destination for him, and he frequently missed the Olympic cause he was passionate about.

Ren Xianqi’s childhood

There is a saying that choice outweighs effort.

Influenced by the friends around him, of course, he may have been disappointed with the original choice. He played a 5-piece band with four like-minded friends.

And in order to perform better, he specially equipped musical instruments. During the performance, he shines on the stage like a dazzling sun.

Ren Xianqi in high school

He soon met the Bole of his life, an entertainment company that appreciated his musical talent.

Later, in an interview, Ren Xianqi mentioned his college band. And jokingly called it the "CEO" band, because the five members of the band are now worth hundreds of millions and have become CEOs in their respective industries.

This is probably what we often say about birds of a feather flocking together. Excellent people always attract equally excellent people around them.

The picture comes from the Internet

Rise and fall in the entertainment industry

He said that when he was signed by the company, his father disapproved. His father was more conservative and always believed that teachers and doctors were considered serious professions, while singers and celebrities always felt unreliable.

His father had always believed that his son would continue his previous path and pursue a career in sports.

Of course, his father’s concerns are not unreasonable. After all, there are many singers who are lukewarm, and people always have to watch for a long time.

He discovered at the time that sports journalism was also a good career, and he said: "At that time, I thought that if I couldn’t make it, I would become a sports reporter."

Ren Xianqi who loves sports

In the early years, Ren Xianqi also had a vision for his future.

Just like most celebrities, they try various methods to earn more traffic.

However, whether it is riding a motorcycle on a variety show or filming a show on a roller coaster, the results seem to be minimal.

Later, when promoting the new song, he didn’t even have the opportunity to sing on stage because he didn’t have a coffee spot.

In order to stay on the stage for a few more seconds and let the audience remember him, he has learned a lot of talents to attract people’s attention.

The picture comes from the Internet

The singers of that era worked very hard, and if they were attentive, they were all forced to become versatile, because it was too difficult to make a name for themselves.

He remembered the most memorable time when a rookie played Spitfire directly on the stage, which ended up causing serious injuries.

In some shows, he will set up various links for the guests to increase the audience rating, and will put a large box in the center of the stage with various animals for the guests to touch.

The picture comes from the Internet

Some even add some challenges to motivate the audience.

Remember that there are some clips of the program in Douyin, such as Du Dewei singing along the horizontal bar, and Faye Wong putting her hands in the box with bees.

These were all the tricks on the show back then.

However, if you say you are afraid and don’t go yourself, then without these exposures, who will know you. Many of them are that the bigger you play, the easier it is to be remembered by the audience, and the faster it will be popular.

No way, back then to say whether an artist was popular or not, it was based on the audience rating. So everyone knew what they would face, but they still squeezed their heads to participate.

The picture comes from the Internet

overnight fame

Many celebrities have said that the entertainment industry is like a Vanity Fair, and whether you are popular or not can be seen from the attitude of others.

Ren Xianqi, who was tepid back then, always had to perform various programs when he participated in the program, and was often marginalized by the host. At that time, the C-spots were all for those big-name stars, and the rest were foils. Ren Xianqi could only laugh at the whole process.

In this way, he has been in the entertainment industry for a few years, and he also said that if it wasn’t for the fact that there is someone in the company who has been helping him.

The picture comes from the Internet

This person took him along the way and pulled him out of the saving list again and again, and there would probably be no Ren Xianqi today.

He once said on the program: "My noble teacher, Little Bug, told me that singing is not about skills, but about heart. Only when you put yourself into it can those who listen can enter the song and be attentive. So after that, I think my songs are better than before."

Finally, luck came to him, and he often said that he met the right song at that time. In 1996, the appearance of a song "Too Soft Heart" saved Ren Xianqi from the storm of termination.

The picture comes from the Internet

After releasing the album, he was always very nervous because he had failed too many times before, and he had no confidence in himself. Later, he didn’t expect that the album would be popular, and it was so popular.

He recalled that when he went to Beijing, he was told that this could become another popular work after Teresa Teng. He said that after listening to such words, he felt that he was going to be popular.

Looking at the sales of tens of millions, he was like, if everyone buys their own genuine albums, then he can buy the company at this time, and then see who dares to cancel the contract.

The picture comes from the Internet

Everyone thought that Ren Xianqi was just like the fireworks on that day, the beauty of that moment. When the heat is over, there is nothing left.

But who would have thought that under the guidance of Teacher Bug, he seemed to have turned on the switch of success, and several songs in a row were highly sought after by the public.

Like "The Girl Opposite Look Over", "Sad Pacific" and "I Am a Fish", these have exploded one after another. Ren Xianqi’s name is also well known by everyone, which has allowed him to climb to a peak in his career.

The picture comes from the Internet

At that time, Andy Lau and the others were called the "Four Heavenly Kings", and Ren Xianqi was also given a "New Heavenly King of Asia". With Ren Xianqi’s influence at that time, this title deserved it.

At that time, Ren Xianqi’s song was so popular that the director made a movie for one of his songs, which had the same name as the song and was also called "Ren Xiaoyao".

The picture comes from the Internet

It was also the film that brought Ren Xiaoyao’s song to Cannes, which made Ren Xianqi’s popularity reach a new high again.

It was also this opportunity that gave Ren Xianqi the idea of singing the movie’s theme song. Once on the set, he was asked by the producer. The producer asked Ren Xianqi if he wanted to play Yang Guo? Later, he accidentally starred in a TV series.

Overall, the audience rating is quite impressive. It was this TV series that made Ren Xianqi see another possibility besides singing. He starred in several martial arts dramas in succession, and then opened his own film and television career.

The picture comes from the Internet

Perhaps as his popularity continued to increase, many movie directors discovered Ren Xianqi’s rating code and came to ask him to play the role in it. Later, the response was very good.

Ren Xianqi once said in an interview: At that time, I thought acting was very fun, because almost all the previous movies were played by myself, and the characters in them were very similar to myself. They usually looked casual.

The picture comes from the Internet

Later, Director Du Qi contacted him, saying that he was going to act in a police drama, and that he wanted to meet to discuss the script. Director Du’s words moved him, and he also wanted to challenge the role of the bad guy, so Director Du discovered this kind of potential in Ren Xianqi.

When filming started, he didn’t see the script for a long time, and later he knew that he had to work on the script while filming. Ren Xianqi, who had never acted like this, really thought he heard it wrong. Before he started acting, he panicked and felt that the director was joking with him.

Later, Director Du pointed out that he should really understand this person and devote himself to this role. In order to show the true feelings of the characters more perfectly, the scenes of falling and beating in the play are all real.

Later, due to being too involved in the play, some habits were thought to affect their lives.

Playing a bank robber in "The Big Event"

Such a special shooting method was a test for his acting career, and of course the harvest was huge. He obviously felt that he was different from before. Later, he even won the Best Actor award abroad for the movie "Fire Dragon Showdown".

What pleased Ren Xianqi the most was that after his movie "The Tree Attracts the Wind" was broadcast, many netizens said that his eyes made people look very terrifying, which made him feel that his character portrayal was very successful.

The picture comes from the Internet

For so many years, although too many people have been controversial about his acting skills and songs, he is not the kind of star who relies on gossip. He has always been well-behaved and did everything he did.

He often said that he is very lucky now, because the epidemic is ruthless, but people are affectionate.

He recounted that he was quarantined 11 times in the epidemic in the past few years. Some people said that in order to make money, he even gave up his life and ran back and forth with the crew.

The picture comes from the Internet

In fact, he was trying to maintain his company and take care of his employees. Because he knew that if the company failed to operate, so many employees would face unemployment.

For the current environment, the blow to the employees is not ordinary. Therefore, he felt that he was very happy to have money at that time.

Re-enter the public eye

This year, he accepted the invitation of Hunan Satellite TV and participated in the program "Cutting Through Thorn" with many male artists.

As he entered the arena, someone shouted "Brother Xiao Qi", and then everyone stood up to greet him. From this, Ren Xianqi’s coffee position can be seen.

On the stage, a song called "Sad Pacific" instantly filled everyone’s memories.

The picture comes from the Internet

In the interview, he expressed his feelings. He thought the show was very real, everyone lived together, it was a bit like a dormitory in a school, and it had a special atmosphere.

In the morning, all the brothers lined up to take care of themselves, instantly making people feel much younger.

Especially when they saw Chen Xiaochun and Zhang Zhilin, who were already familiar faces, and knew their different sides, they all felt very friendly. After living together for a long time, everyone’s feelings will gradually deepen.

He said that at the beginning, everyone was really not easy to get along with, because everyone was famous in the entertainment industry, and many people had their own representative works. This is what he thinks should be overcome first when participating in this show.

The picture comes from the Internet

He recalled that everyone practiced every performance first, sometimes a song until the wee hours of the morning. His teammates often shouted in his ear to "roll up".

Later, in the rehearsal room, the movements that seemed to him to be very good were polished again and again. Many brothers also interpreted these three words with their own actions.

In fact, Ren Xianqi often wants the younger brothers in the team to have more opportunities to show off in the program. He thinks that he has earned enough traffic to face them, and some of them can’t be picked. In the future, it is up to these young people to rush forward.

Ren Xianqi has mentioned on the show many times that his little princess particularly likes Pan Weibai, and his young man pays more attention to ICE.

The picture comes from the Internet

When he thought of this, on the one hand, he was more pleased that his children’s musical literacy was quite high, and on the other hand, he was more depressed. Why didn’t he like him more?

However, this program showcases Ren Xianqi’s tolerance and humility as a big brother, allowing everyone to understand a different him.

I long to live the rest of my life

He was already halfway through his life, and this age made him see more openly and farther. He often planned his life according to his position and circumstances.

When the children were still very young, he did not miss the opportunity to accompany the children, put aside his work at hand, and accompany the children’s growth.

The picture comes from the Internet

Now that the children were older, he planned to do some things he liked. For example, he went to see the mountains and rivers in China, and climbed mountains when he had nothing to do.

He had always hoped that he would have the spirit of exploration. He wanted to see everything he was curious about and see the scenery he had never set foot on.

The picture comes from the Internet

Sometimes he felt that he was in high spirits. Even if he went to a green field, looking at the color of nature in front of him and breathing in the aroma of the wheat field, he felt very relaxed.

In the next few decades, he has always wanted to live more comfortably, even though he is already in his 50s. However, this does not affect a chic and wanton heart. In his words: to live your life gracefully.

Nowadays, how many people can have such a mindset that they don’t use age as a constraint to make themselves more relaxed and happy?

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